Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial Planning
Welcome to First Horizon Bank - located in Miami. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Miami, FL - Brickell Ave
1101 Brickell Ave, Miami, FL
33131, United States
Hours
Reviews
3.9
12 reviews
5 stars
8
4 stars
1
3 stars0
2 stars0
1 star
3
- DHDanny HernandezOct 6, 20255.0I have had an excellent experience with Damara, Patricia, and Arturo, who are consistently professional and attentive. Opening my personal checking account at First Horizon has been a seamless process, and the level of service provided is exceptional. I am always greeted with courtesy, and every interaction—no matter how simple—is handled with great care. I highly recommend First Horizon for its outstanding customer service and professionalism.
- MMMarco MurallesOct 6, 20255.0Damara, Patricia, and Arturo are always very attentive. I’ve opened a personal checking account at First Horizon, and the service is truly top-notch. I’m always greeted warmly, and even simple tasks like making deposits are a pleasure. Highly recommended!
- DSDeborah SantanaOct 5, 20255.0Talia, Patricia, Damara and Arturo are wonderful they always help me in everyway! They always greet me with a smile and they go the extra mile
- AUArmani UrenaApr 25, 20255.0I recently opened an account at First Horizon and had a great experience overall. The staff was friendly, professional, and took the time to explain all my options clearly. The process was smooth, and I appreciated how easy it was to set up online banking afterward.
- RPRaymond PaulOct 23, 20171.0The worst bank. 4 hours on the phone with multiple disconnects to get a password reset! 2 weeks later I try to order checks online where it says "Order Checks" but that doesn't work so again over 1 hour in logins and customer service calls and they tell me I have to go to another web site to order, Why do YOU have an "Order Check" button? Iberia buys out my previous bank and all records are gone!! They decide to do this right before tax filing deadline. Thanks to the IRS for a hurricane extension. HORRIBLE BANK!!! I almost forgot this too, 3 days before hurricane Irma I go to get cash and the bank is closed with a note on the door we will return when its safe, are you kidding the storm was days away and all other banks were open, not Iberia. Thank heavens Wells gave me cash on my line of credit. When there is no electricity after a hurricane you need cash. When you have a tree on your house and need it removed the workers dont take credit cards or checks. Where was Iberia? CLOSED! Stay away!!! I moved my money.
Frequently Asked Questions About First Horizon Bank - Miami, FL - Brickell Ave
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the hours of operation for First Horizon Bank - Miami, FL - Brickell Ave?
The bank is open Monday through Thursday from 9:00 AM to 4:00 PM, and Friday from 9:00 AM to 5:00 PM. It is closed on weekends.
What documents do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and a personal identification such as a driver's license, passport, or state/government-issued ID.
Can I open a personal checking account online?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What types of mortgage loans does First Horizon offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Does First Horizon offer assistance to first-time homebuyers?
Yes, they provide programs including FHA loans with lower down payment requirements, and mortgage specialists are available to help explore options.
What types of small business loans are available at First Horizon Bank?
They offer small business term loans, lines of credit, and real estate loans. You can talk to a banker to review your options.
Are there any parking options available at First Horizon Bank - Miami, FL - Brickell Ave?
Yes, there is onsite parking available including free parking garage, street parking, and parking lot options.
How can nearby places like Ofimueble and Flat Rate Copiers be useful to First Horizon Bank customers?
Ofimueble offers furniture and office equipment, and Flat Rate Copiers provides office equipment and professional services, which can support business customers visiting the bank in Brickell.
What nearby legal and financial services are available around First Horizon Bank - Miami, FL?
Customers can access legal support at Brickell IP Group and Law Offices of Mario S. Normil, as well as financial services like Exitus Global and Edward Jones - Financial Advisor Mariano Perez.
What local attractions or services might customers visit before or after their banking at First Horizon?
Customers might stop by Chabad Downtown Jewish Center for religious services or visit MG Fine Jewelry for gifts or antiques while in the Brickell area.