Eglin Federal Credit Union is a member-owned financial institution serving Okaloosa, Santa Rosa and Walton counties since 1954.
EFCU has nine branches and more than 40 local ATMs. Two on-base branches serve Eglin AFB, Hurlburt Field, Duke Field and 7th Special Forces Group. Seven community branches assist members in Crestview, Destin, Fort Walton Beach, Mary Esther, Navarre, Niceville-Bluewater Bay and the surrounding areas.
Membership is open to active duty and retired service members and their families; employees of more than 700 local businesses and organizations; and anyone who lives, works or worships in north Okaloosa county.
Benefits of EFCU membership include free Premium Checking and low-rate loans for cars, boats, motorcycles and street-legal golf carts. The Credit Union offers home equity loans and conventional mortgages with financing available in seven Florida counties. EFCU’s Mastercard, with rates as low as 7.9% APR, has no annual fee, no balance transfer fee, no cash advance fee and only a 1.1% international transaction fee.
Eglin Federal Credit Union is a CO-OP Shared Branch, which means members can perform transactions at 5,000 other credit unions in the U.S. They can also access their account at 80,000+ surcharge-free ATMs worldwide on the CO-OP and Allpoint ATM networks.
Eglin Federal Credit Union is an Equal Housing Lender. Insured by NCUA.
Worst customer service ever. I literally got the door shut and locked on me as I was walking in. The (hostess?) looked me in the eye, gave a halfway smirk and said sorry we're closed as she locked the door.
Sure it's friday evening, I get that. I was there just before 5. Normally I wouldn't even try to go inside but my debit card decided it doesn't want to work so I had no choice. Now I have no access to my money until Monday morning - assuming they'll actually help.
I do a lot of business with Eglin. Maybe I'll start looking elsewhere.
I feel like literally any other institution would be better than this one.
RS
RITA SIRICO
May 23, 2022
1.0
So I came to get my member,s services today and was seated to wait .Was sitting and waiting for about 10 min while employee Tifanny finally finished texting or whatever she was doing on her phone . Really ?
MR
Mark Rivera
Apr 29, 2022
1.0
Since the passing of my father who loved this bank, they have never been very helpful. He bought car insurance on his Eglin loan which was supposed to pay off the loan in the event he passed. The insurance claimed pre-existing conditions on a heart attack. I reached out to Eglin FCU for help but they stated they only sold the insurance and couldn't help. They should have offered some guidance or maybe they should stop peddling the insurance.
Recently I received an insurance check for repairs to my late father's house. Unfortunately, the insurance company made it out to him. They never updated the name. Not Eglin FCU's fault, Eglin told me I needed to get it made out to the estate. I understood and got the check recut. I come back and am told that having it in the estate name will not work. I need to get an estate EIN. I get the EIN and return to the branch. I have the EIN paperwork and the Order of Summary Administration. Apparently the order is insufficient.
At this point I have no idea why I'm still with Eglin FCU. They aren't very helpful and I should have cut ties with them when my father did
LG
LaTricia Green
Nov 25, 2020
2.0
Literally only gave it 2 stars for Kelsey & Tiffany’s amazing customer service. I’ve gotten my moms debit card for her for years because she lives in a city with no EFCU bank. I’m on her account for that reason. I recently went in to get a debit card for her & was turned around. No apology, no different route to go about getting the card, just sat there & gave me a shoulder shrug. Whoever the lady is at the front desk, has HORRIBLE customer service skills. Maybe she should be moved to janitorial staff.
Frequently Asked Questions About Eglin Federal Credit Union
What are the regular branch hours for Eglin Federal Credit Union Mary Esther branch?
The Mary Esther branch is open Monday to Friday from 9:00 a.m. to 5:00 p.m. and is closed on weekends.
Are there special drive-up hours at the Mary Esther branch?
Yes, drive-up hours at the Mary Esther branch are 9 a.m. to 5 p.m. Monday to Thursday and 9 a.m. to 7 p.m. on Friday.
What types of loans does Eglin Federal Credit Union offer?
Eglin Federal Credit Union offers low-rate loans for cars, boats, motorcycles, street-legal golf carts, home equity loans, and conventional mortgages in seven Florida counties.
Who is eligible for membership at Eglin Federal Credit Union?
Membership is open to active duty and retired service members and their families, employees of over 700 local businesses and organizations, and anyone who lives, works, or worships in north Okaloosa county.
How can I access my account at Eglin Federal Credit Union if I'm traveling?
Members can perform transactions at over 5,000 CO-OP shared branch locations nationwide and access their accounts at 80,000+ surcharge-free ATMs worldwide through the CO-OP and Allpoint networks.
What benefits does the Eglin Federal Credit Union Mastercard offer?
The Mastercard has rates as low as 7.9% APR, no annual fee, no balance transfer fee, no cash advance fee, and only a 1.1% international transaction fee.
Where is the Eglin Federal Credit Union Mary Esther branch located?
It is located at 321 Hollywood Blvd E, Mary Esther, FL 32569, USA.
Are there any dining options near Eglin Federal Credit Union Mary Esther branch?
Yes, nearby dining options include Lennys Subs, The Leaf and Lager Room pub, Hungry Howie's pizza restaurant, and Fazoli's Italian restaurant.
Can I find health and wellness services near Eglin Federal Credit Union?
Yes, nearby wellness services include Seaside Spine (chiropractor), Clearway Pain Solutions Institute, Taryn Leigh Esthetics, and The Scalp Lab beauty salon.
What other services are available in the vicinity of the Mary Esther branch?
There are various services nearby such as The Insurance Center of NW Florida, Emerald Coast CPA for accounting and mortgage brokerage, and Westco Protection for home security and plumbing.