Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Lake Mary. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Lake Mary, FL - County Rd 46A
7090 County Road 46A, Lake Mary, FL
32746, United States
Hours
Reviews
4.6
9 reviews
5 stars
8
4 stars0
3 stars0
2 stars0
1 star
1
- TST Sumpter93Sep 13, 20245.0I want to take a moment to give a huge shoutout to Brittany Anne at the Lake Mary First Horizon Bank location! From the very first interaction, her professionalism and dedication to providing top-tier service were evident. Brittany went above and beyond to ensure all my banking needs were met, and she did it with such warmth and expertise. What really stood out to me was her attention to detail and her genuine care for making sure I understood everything, leaving no questions unanswered. It’s rare to find someone who’s both highly knowledgeable and incredibly personable—Brittany is just that! She made the whole process smooth and stress-free, turning what could have been a mundane task into a truly positive experience. If you’re looking for exceptional service with a personal touch, Brittany Anne and her team is the one to see. Don’t miss out!
- STS TJan 23, 20235.0Just stopped by the Lake Mary branch and Mary was very helpful in my making a payment to my account; professional, informative, and kind.
- JMJAMIE MILLERSep 23, 20205.0You wont find someone that handles everything across the board in the quality fashion that Greg Gorney provides. If you're someone that values stellar customer service combined with the best knowledge to make you feel confident with where you bank, then Iberia Bank in Lake Mary is the most ideal choice! Greg makes you feel at home the second you walk in and his team are an extension of him. You will leave with a sense of knowing you're in safe hands!
Frequently Asked Questions About First Horizon Bank - Lake Mary, FL - County Rd 46A
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours for First Horizon Bank in Lake Mary?
Drive-through banking is available Monday to Friday from 9:00 AM to 5:00 PM and is closed on weekends.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver’s license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of their banking centers to apply in person.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to accommodate various financial needs.
How long does the home buying process typically take with First Horizon Bank?
The process typically takes between 30 to 60 days from making an offer to closing, depending on market conditions and transaction specifics.
What services are available through First Horizon Bank in Lake Mary?
They offer personal, business, and commercial banking, mortgage loan services, small business lending, online and mobile banking, wealth management, and more.
What nearby restaurants can I visit before or after banking at First Horizon Bank in Lake Mary?
Nearby restaurants include McDonald's, Shula’s 347 Grill, 347 Grille by Coach Shula, Grafton Street Lake Mary, Crown Alley Lake Mary, and Applebee's Grill + Bar.
Are there other financial services near First Horizon Bank in Lake Mary?
Yes, nearby financial services include Peter Keefauver mortgage broker, IBERIABANK, and Western Union money transfer services.
What nearby accommodations are available around First Horizon Bank for out-of-town customers?
Nearby accommodations include the Westin Hotel by Marriott and The Westin Lake Mary, Orlando North, offering comfortable lodging and event spaces.
What mobile banking options does First Horizon Bank offer?
First Horizon provides mobile banking apps on iOS and Android platforms, enabling customers to manage accounts conveniently via their smartphones.