Business Details
About
Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Location
Hours
Reviews
4.3
8 reviews
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- JSJohn SteinmetzNov 7, 20255.0Great place for a loan in a pinch, but interest rates are very high!!!
- NPNonna PhilipsSep 30, 20255.0The team is very helpful and respectful and answered all questions asked.
- STSean TorgrudeJun 16, 20255.0Great staff, easy to talk too, very professional. If you need a quick loan, they’re a great option.
- HSHoward smithJun 7, 20245.0I'm very pleased because they will do what ever they can to help you and if you run into a problem, they're very understanding.
- RERobert EdenzonFeb 23, 20241.0I just received Republic Finance's offer in the mail of a pre-approved loan at 24.99% interest. The interest comes to $2,172 on a $5,000 loan. This equates to a profit to Republic Finance of over 43%. I'd like to thank Republic Finance for informing me of their ridiculous offer so I am certain to never do business with a company that so blatantly rips off consumers. If you need $5,000 dollars in an unsecured loan, throw out Republic Finance's mail and search the Web. You'll probably find a reputable company with significantly lower interest rates. Republic Finance, you should be ashamed of yourselves. Disgusting.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacations, car purchases, car repairs, and other unplanned expenses.
What is the difference between pre-qualifying for a loan and applying for one at Republic Finance?
Pre-qualification provides an estimate of loan terms based on your credit and information you provide, while final approval depends on a full loan application.
How quickly can I get funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days; in-office loans provide funds the same day as a paper check.
What happens if I miss a payment with Republic Finance?
Late payments may result in late charges; contact your local branch or review loan documents for details on fees.
What are Republic Finance's business hours?
Monday and Wednesday to Friday: 8:30 AM to 5:30 PM; Tuesday: 8:30 AM to 7:00 PM; closed Saturday and Sunday.
Where is Republic Finance located in Jacksonville, FL?
Republic Finance is located at 540 Commerce Center Drive, Unit 135, Jacksonville, FL 32225.
Can I visit nearby places while at Republic Finance in Jacksonville?
Yes, nearby places include Orchid Nails and Orchid Nail Spa for beauty services, Michaels for arts and crafts supplies, and Cracker Barrel Old Country Store for dining options.
How can nearby businesses like Orchid Nails or Love Yourself Salon complement my visit to Republic Finance?
You can combine your financial visit with self-care at nearby salons like Orchid Nails or Love Yourself Salon, making efficient use of your time in the area.
What nearby food options are available near Republic Finance?
Nearby restaurants include El Cabo Mexican Restaurant, Crispers, and Cracker Barrel Old Country Store, providing various dining choices before or after your visit.
Are there any nearby fitness or health-related facilities close to Republic Finance?
Yes, Planet Fitness gym and Greenberg Dental & Orthodontics are nearby for fitness and medical needs respectively.