Business Details
About
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Welcome to First Horizon Bank - located in Jacksonville. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Jacksonville, FL - W Bay St
135 West Bay Street, Jacksonville, FL
32202, United States
Hours
Reviews
4.4
7 reviews
5 stars
6
4 stars0
3 stars0
2 stars0
1 star
1
- MKMichael KelleySep 12, 20255.0I’m treated like a friend here!
- LCLloyd Baruba CaulkerAug 16, 20245.0It’s a very nice establishment with a friendly atmosphere. I was warmly greeted by a woman, and I also had the pleasure of meeting Denise, who was very pleasant.
- MLMatt LentsJun 10, 20221.0Dishonest and irresponsible team. Kim Sole and Jen K are truly the worst business professionals I have ever engaged with. An error was made in my processing of my paperwork to the tune of almost 2 million dollars - after I had to hear from Kim about how high up her and her husband are in the company (legacy Iberia bank). A truly painful and regretful experience. Further - after contacting the office of the president - and experiencing the continued empty promises and being strung along for months - I was offered to be funded by another lender. This entire experience has been like a bad dream, and was a truly insulting, embarrassing, and costly use of my time and resources, and for the resolution to be discovered that the error lies in the hands of this bank does not give me a sense of comfort that my personal information was tended to in a manner that was safe and secure nor handled professionally - strongly advise that you stay far away from this organization
- BABoat “Animation 13 under” AngelOct 12, 20175.0Love this local ATM
Frequently Asked Questions About First Horizon Bank - Jacksonville, FL - W Bay St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the hours of operation for First Horizon Bank - Jacksonville, FL - W Bay St?
The bank is open Monday through Friday from 9:00 AM to 4:00 PM and closed on weekends.
What is required to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit any banking center to apply in person.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans, catering to diverse financial needs.
Does First Horizon Bank provide services for first-time homebuyers?
Yes, they offer programs including FHA loans with lower down payments and mortgage specialists to help you find the best fit.
What small business loan options are available at First Horizon Bank?
Options include term loans, lines of credit, and real estate loans. You can consult a banker to review your options.
What nearby financial advising services are located close to First Horizon Bank in Jacksonville?
Nearby services include The Towers Group - Morgan Stanley, Kirk L Gravelle - Morgan Stanley, Elyse M. Gustafson - Morgan Stanley, and Nathan B. Damron - Morgan Stanley, which can complement your banking and investment needs.
Are there any nearby passport and travel services near First Horizon Bank?
Yes, PassportWorld and TRIPVAX are nearby services offering passport, visa, and travel assistance, useful for planning trips before or after your banking needs.
What nearby options are available for real estate and mortgage brokerage close to First Horizon Bank?
Nearby options include AJ The Mortgage Lady NMLS #1294972, Gisella Silva | eXp Realty, LLC, and Robert Slack Real Estate Team Jacksonville for real estate and mortgage brokerage services.
Does First Horizon Bank offer mobile banking apps?
Yes, mobile banking apps are available for both iOS and Android devices to manage your accounts conveniently.