Looking for a trusted, local bank? United Community offers personalized financial solutions for individuals, families, and businesses across Florida. Whether you're a first-time home buyer exploring mortgage options, interested in a HELOC to tap into your home’s equity, or seeking a free checking account, our Florida banking centers are here to help. Enjoy easy access to your accounts with 24/7 ATMs, ITMs, and online and mobile banking. Our experienced team provides business banking services and financial planning support tailored to your goals. Visit a nearby branch today to open an account, apply for a loan, or speak with a banker who understands your community.
The team at the Inlet Beach location are awesome! We have been customers since the beginning and always treated like family. They are detailed oriented and always are helpful quickly and promptly. Austin, Laura, Dana and the team are the BEST. Thank you!
SH
Stacy Harrington
Jun 20, 2025
5.0
We had a wonderful experience! Everyone was patient with us and took their time explaining everything we had questions about. They made switching over seamless and continued to follow-up.
GT
Gordon Tarver
May 29, 2024
5.0
Staff is phenomenal at this location handling the myriad of requests and needs of my business and personal banking.
MA
Mark Ayer
Apr 11, 2024
5.0
Best customer service! Utmost friendly and professional!
AH
Anne Henderson
Feb 1, 2024
5.0
United Community 30 Avenue is a fabulous place to do business!
I have always be treated with the utmost respect . They have
helped me with numerous tasks that required banking issues.
Their employees are exceptional! I would highly recommend
United Community if you are looking for a new bank.
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What types of checking accounts does United Community offer?
We offer personal and business checking accounts with features like online banking, mobile deposits, and no monthly fees on select accounts. Visit your local branch to find the best fit for your needs.
How do I open a savings account at this branch?
You can open a savings account online or in person. Our team will help you choose between regular savings, money market accounts, and CDs based on your goals.
What do I need to bring to open a checking account?
Please bring a valid photo ID and your Social Security number. Business customers should also bring business formation documents.
Can I apply for a mortgage at this branch?
Yes! Our mortgage specialists are available to guide you through the application process and help you find the right loan for your home purchase or refinance.
What is a HELOC and how do I apply?
A Home Equity Line of Credit (HELOC) lets you borrow against your home’s equity. To apply, fill out the form at ucbi.com/home-equity or meet with a banker at this branch.
Do you offer small business loans?
Absolutely. We provide a variety of business loan solutions including SBA loans, equipment financing, and lines of credit tailored to small business needs. Schedule a consultation with a business banker today.
How do I enroll in online banking?
You can enroll through our website or mobile app. If you need help, our branch staff can walk you through the process.
Can I deposit checks using my phone?
Yes! Use our mobile banking app to deposit checks anytime, anywhere. It’s fast, secure, and easy to use.
What services are available at this branch?
This location offers personal and business banking, mortgage assistance, loan consultations, financial advisor services, and more. Walk-ins are welcome, or you can schedule an appointment.
What financial services does United Community offer?
United Community provides personalized financial solutions including mortgage options, HELOCs, free checking accounts, business banking, and financial planning services.
Where is United Community located?
United Community is located at 12805 US-98, Suite A100, Inlet Beach, FL 32461, USA.
What are United Community's regular business hours?
United Community is open Monday through Friday from 8:30 AM to 5:00 PM and closed on Saturdays and Sundays.
Are there any closures or special hours for United Community during holidays?
Yes, United Community is closed on November 11, November 27, and December 25, 2025. On December 24, 2025, it is open from 8:00 AM to 12:00 PM.
Does United Community have wheelchair accessible facilities?
Yes, United Community has both wheelchair accessible entrances and parking.
What payment options does United Community accept?
United Community accepts payments via cash, check, financing, Mastercard, Visa, and Zelle.
Can I schedule an appointment with United Community online?
Yes, you can schedule an appointment online through their booking link at http://ucbi.com/schedule.
How can I access United Community's mobile banking apps?
United Community provides mobile banking apps available on both Android and iOS platforms via their respective app stores.
What nearby banks are close to United Community that I might consider?
Progress Bank is a nearby bank close to United Community. Customers can visit Progress Bank for additional banking or installment loan options.
Are there any local attractions or spots nearby United Community where I can go before or after my visit?
Yes, nearby you can enjoy Marble Slab Creamery for ice cream and smoothies, or visit Attycat's Arcade for games and hot dogs.
Can I find real estate agents near United Community to assist with property needs?
Yes, several real estate agents such as Carrie Shoaf & Elizabeth Wells - 30A Luxury Beach Real Estate and Taylor Moorman, Realtor are nearby for property assistance.