Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Homestead. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Homestead, FL - N Krome Ave
777 North Krome Avenue, Homestead, FL
33030, United States
Hours
Reviews
2.1
28 reviews
5 stars
7
4 stars
1
3 stars0
2 stars
1
1 star
19
- DCDavid ChambersDec 30, 20255.0The Branch manager at the homestead location in Florida 777; chrome should be replicated not taking away from two other locations I love which is Islamarado with Cynthia and Kendall with ismenia. Great service and deserves recognition.
- CHCarolyn Hayes-YearbyDec 11, 20255.0I had an awesome experience at the bank today. Everyone was friendly, welcoming, and very helpful. I want to make a special comment for Cheila, who assisted me. She was professional, patient, and took the time to clearly explain information I didn’t understand. I truly appreciate her exceptional service! Thanks Carolyn Hayes-Yearby
- BSBonita SaludableSep 12, 20251.0What a terrible service at this bank! I have never experienced such poor customer service. If you make a simple mistake, even giving just $1 extra, they don’t take the time to explain where the error was or return the correct change properly. Instead, they hand the money back in a rude manner without any effort to inform you. Absolutely awful service—this branch shouldn’t even be open.Bad bad😡
- CRCrystal RantinSep 23, 20181.0This Is the worst bank I ever had fair warning dont bank here they cost u more money then save u the lie n say they put ur money bank when have no business taking it from ur account the atm never work so u gotta drive all the way to pinecrest customers service is horrible they dont care charging 37 dollars over draft because the money u put in atm CASH doesn't get counted till next week this bank can seriously go 2 h***
Frequently Asked Questions About First Horizon Bank - Homestead, FL - N Krome Ave
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank in Homestead?
The drive-through is open Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. It is closed on Sundays.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver's license, passport, or state/government-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of their banking centers in person to apply.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit diverse financial needs.
Does First Horizon Bank assist first-time homebuyers with financing?
Yes, they offer programs including FHA loans with lower down payment requirements, and mortgage specialists to help explore the best options.
What small business loan options are available at First Horizon Bank?
Options include small business term loans, lines of credit, and real estate loans. It's recommended to talk with a banker to review specific options.
What nearby places can I visit when banking at First Horizon Bank in Homestead?
Nearby you can visit Royal Palm Grill for a meal, stop by Royal Palm Drugs pharmacy for prescriptions or supplies, or fill your car at Chevron Station Homestead before or after your banking visit.
Are there any nearby healthcare facilities close to First Horizon Bank in Homestead?
Yes, nearby options include ABC Pediatrics, Homestead Medical Center, and All Family Care for various medical services.
What nearby services can I access near First Horizon Bank for shipping and postal needs?
The UPS Access Point location, United States Postal Service, and US Post Office are all nearby for your courier, shipping, and postal service needs.
How can I contact First Horizon Bank in Homestead for customer service?
You can reach them by phone at +1 305-245-6666 or email at customerservice@firsthorizon.com.