Business Details
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Welcome to First Horizon Bank - located in Fort Myers. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Ft Myers, FL - Orion Dr
6651 Orion Drive, Fort Myers, FL
33912, United States
Hours
Reviews
4.0
13 reviews
5 stars
9
4 stars
1
3 stars0
2 stars0
1 star
3
- JMJessenia MoralesSep 19, 20255.0This location is always so helpful and informative. Zulema is the best always so sweet and willing to help! Thank you
- PPProSep 8, 20255.0Came in for my regular monthly deposit. The new manager Jim greeted me at the door and turned my routine deposit into a great experience. His energy was amazing and even spoke to me about saving money through a CD. This interaction was refreshing and I will be meeting with him soon!
- ASArthal SaddlerOct 18, 20241.0Horrible experience with this bank. I had a money market account at a 4% rate of return for 90 days. I went after the 90 days to get a new rate as it turn out I was only getting a .80% rate of return on my initial investment. Manager was extremely rude and condescending. At the end of the day I pull my money out. I would not recommend this branch
- MDMartin DJun 21, 20215.0This is the best bank I've ever done business with. The people working there are super awesome, super friendly. I rarely do reviews but they are so great I had to mention it.
- JRJenny RiversDec 4, 20205.0An amazing Bank that is perfect for small businesses with that Hometown feeling where everybody knows your name. They offer many benefits for new for small businesses such as free business checking and free personal checking account to go along with that. They are always fast friendly and helpful. I very highly recommend them in every fashion! Very glad that I found them when I did and I started my business. Most banks that will offer free checking for business does require a minimum account balance to avoid fees. However the sink understands it takes awhile to get that point. And they are not like the rest!
Frequently Asked Questions About First Horizon Bank - Ft Myers, FL - Orion Dr
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through banking hours at First Horizon Bank on Orion Drive?
The drive-through banking is open Monday to Friday from 8:00 AM to 5:00 PM, and closed on Saturdays and Sundays.
What services does First Horizon Bank offer at the Fort Myers Orion Drive location?
Services include digital and mobile banking, personal and business banking, mortgage loan services, small business lending, wealth management, and more.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and personal identification such as a driver’s license, passport, or state-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What types of mortgage loans are offered by First Horizon Bank?
First Horizon offers fixed-rate, adjustable-rate mortgages, FHA loans, VA loans, and jumbo loans tailored to different financial needs.
How can customers use public transit or local spots to find First Horizon Bank on Orion Drive?
The bank is near various local businesses like Tropical Smoothie Cafe and Apothicare 360 Pharmacy, which can serve as landmarks for visitors using local transit or rideshares to find the branch.
What nearby real estate services can First Horizon Bank customers access in Fort Myers?
Customers can access nearby real estate agents like Tara Kiely, Smeet Mehta - Southwest Florida Realtor, and Alejandra Roca Remax Realty Team to assist with property needs.
Are there nearby pharmacies clients can visit in Fort Myers when coming to First Horizon Bank?
Yes, pharmacies such as Apothicare 360 Pharmacy and ApothiCare 360 Compounding Pharmacy are nearby for customers' convenience.
Where can I find support for contacting First Horizon Bank?
You can reach customer support via their contact page at https://www.firsthorizon.com/Personal/Support/Contact-Us or email customerservice@firsthorizon.com.
Does First Horizon Bank offer mobile banking apps for easy access?
Yes, First Horizon offers mobile banking apps available on the Apple App Store and Google Play Store for convenient digital banking.