Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Fort Myers. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Ft Myers, FL - McGregor Blvd
15280 McGregor Boulevard, Fort Myers, FL
33908, United States
Hours
Reviews
2.8
16 reviews
5 stars
7
4 stars0
3 stars0
2 stars
1
1 star
8
- FDFred DeffinbaughJan 3, 20262.0Very difficult to access on-line..
- BJBryan JamesDec 26, 20251.0They are a very rude, it’s almost like they don’t want to help you, we had a terrible experience with the manager who openly yelled personal information across the bank and would listen to our question and kept answering something that had nothing to do with our situation. Just avoid and use a real bank. No reason not to go to Chase or similar. We did and couldn’t be happier. Rude, Unprofessional, and just plain mean.
- KLKathleen LubyOct 24, 20255.0Im on the road all day, taxi for Mom, then kids ,etc. But my go to branch is Iona. The staff is funny, friendly and helpful. Thankyou Eli, Zaiva, Angela!!
- NCNancy CaputoOct 27, 20171.0No Saturday hours! Doesn't work well for people who work full-time. No deposit slips, who ever heard of that? Sure lady, we'll order some for you for $16.00. No thanks, They'll just have to write them out themselves.
Frequently Asked Questions About First Horizon Bank - Ft Myers, FL - McGregor Blvd
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular banking hours at First Horizon Bank - Ft Myers, FL - McGregor Blvd?
Monday to Thursday from 9 AM to 4 PM, Friday from 9 AM to 5 PM, and closed on Saturdays and Sundays.
Does the First Horizon Bank location at McGregor Blvd have a drive-through service?
Yes, the drive-through service is available Monday through Thursday from 9 AM to 4 PM and on Friday from 9 AM to 6 PM.
What are the minimum requirements to open a personal checking account at First Horizon Bank?
You need a $50 minimum deposit, Social Security number, date of birth, and a personal identification such as a driver’s license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit any banking center to apply in person.
What types of mortgage loans does First Horizon offer?
First Horizon offers fixed-rate, adjustable-rate (ARMs), FHA, VA, and jumbo loans to suit various financial needs.
Does First Horizon Bank offer programs for first-time homebuyers?
Yes, they provide several programs including FHA loans and options with lower down payments specifically for first-time homebuyers.
What are the typical steps involved in the home buying process with First Horizon Bank?
Start by assessing your finances, getting pre-qualified for a mortgage, determining your budget, and researching neighborhoods. Mortgage specialists can guide you through.
Where can I find nearby dining options when visiting First Horizon Bank at McGregor Blvd?
Nearby dining options include Wendy's for fast food, RonDaos Pizzeria & Sports Bar for pizza and drinks, Blimpie for sandwiches, and Dunkin' for coffee and donuts.
Are there nearby real estate services close to First Horizon Bank for home buyers?
Yes, nearby real estate services include Berkshire Hathaway HomeServices Florida Realty - Gulf Harbour, Lori Frantz Real Estate, and Gulf Harbour Properties to assist in home buying.
What useful nearby services are available around First Horizon Bank at 15280 McGregor Blvd?
Around the bank, you can find Mc Gregor Dental for dental care, AJ's Florist for flowers, CoinFlip Bitcoin ATM for cryptocurrency transactions, and Goodwill Donation Center & Book Store.