Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Fort Myers. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Ft Myers, FL - College Pointe Court
9101 College Pointe Court, Fort Myers, FL
33919, United States
Hours
Reviews
2.8
8 reviews
5 stars
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1
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1 star
3
- DMDai MisxSep 3, 20251.0Just tried to cash a Morgan and morgan check that they have a trust with and the lady at the front desk was judging us since we walked in the door full of attitude and eye rolling. She basically accused us of it being a "fake" check since it was printed this morning from them and we had the paperwork showing it. She refused to cash the check and blamed it on the "system" as an excuse. When hundreds of people cash their Morgan and morgan checks there daily. I'll never bank with this bank with her in it.
- BKBill KelvinApr 2, 20255.0Amazing customer service. Bankers who really care. Short wait time in a lovely lobby. Best free candy in town. Highly recommend. Open your account with Ann; she’s a hoot.
- ASAngella SherwoodAug 22, 20245.0I’m very pleased with this bank. Even though it’s a chain, it still feels like a locally owned business. The staff remembers you and you never have to wait in a long line.
- BLbrittany lintonJul 10, 20231.0Monday at lunch with 1 teller. Knowing it’s going to be busy after being closed all weekend. And the 1 teller they did have was extremely slow and not very polite. I’ll drive to the cape next time.
- CSCAD SmithMay 27, 20172.0Rude vice president...no help with medallion stamp after 17 years as customer. RUDE lost original documents and denied until UNDERLING spoke up for me and verified I delivered originals. Good enough for checking account Wouldn't trust them past that. I guess I'm not rich enough to get respect. By the way her attitude and delay ( 3weeks!) Completely nulled an important estate issue.
Frequently Asked Questions About First Horizon Bank - Ft Myers, FL - College Pointe Court
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular business hours for First Horizon Bank at College Pointe Court?
The bank is open Monday through Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and closed on weekends.
What are the drive-through service hours at this First Horizon Bank location?
Drive-through services are available Monday through Friday from 8:00 AM to 5:00 PM and are closed on Saturdays and Sundays.
What do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and personal identification such as a driver's license, passport, or state-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What mortgage loan services does First Horizon Bank offer?
They offer various mortgage loans including fixed-rate, adjustable-rate mortgages, FHA loans, VA loans, jumbo loans, and financing options for first-time homebuyers.
Does First Horizon Bank provide small business loans?
Yes, they offer a variety of small business loans such as term loans, lines of credit, and real estate loans. Requirements vary depending on the loan type.
What nearby medical facilities are located close to First Horizon Bank at College Pointe?
Nearby medical facilities include LEE HEALTH, Drimoussis Athan MD Internal Medicine & Endocrinology, and Lee Physician Group College Pointe, which may be convenient if you have medical appointments before or after banking visits.
Which banks are located near the First Horizon Bank at College Pointe Court?
Nearby banks include IBERIABANK, Florida Gulf Bank, and Chase Bank, offering you additional financial options in the area.
Are there dining options near First Horizon Bank at College Pointe?
Yes, nearby dining options include Wendy's, Tasty Wok (Asian cuisine), and Papa Johns Pizza, perfect for grabbing a meal before or after your visit.
How can I easily contact First Horizon Bank at College Pointe Court?
You can reach them by phone at +1 239-332-4440 or email customerservice@firsthorizon.com.