First Federal Bank is a community-based mutual bank that serves over 60,000 customers from branches and mortgage offices in Florida, Georgia, Kansas, and the Carolinas. As a mutual bank, we are owned by our customers and not stockholders, which allows us to be uniquely focused on our customers’ needs. From our beginning in 1962, we’ve been passionate about helping our neighbors and local communities thrive. We offer a range of personal and business banking solutions, services, and loans. Visit us or call to learn more about: checking and savings accounts, business loans - including SBA and USDA, and mortgages or refinancing your home.
Frequently Asked Questions About First Federal Bank
What are the regular branch hours for First Federal Bank in Fernandina Beach?
The branch is open Monday to Thursday from 9:00 AM to 4:00 PM, Friday from 9:00 AM to 5:00 PM, and closed on weekends.
When is the drive-through service available at First Federal Bank?
Drive-through service operates Monday to Friday from 8:00 AM to 5:00 PM and is closed Saturdays and Sundays.
Does First Federal Bank offer full-service banking and what products can I expect?
Yes, they offer full-service banking including checking and savings accounts, commercial and SBA loans, mortgages, debit and credit cards, and ATM services.
Is there free parking available when visiting First Federal Bank in Fernandina Beach?
Yes, the bank provides free parking for its customers.
Can I open a bank account with First Federal Bank without visiting in person?
Yes, First Federal Bank offers contactless account opening via their website link for your convenience.
What payment options are accepted at First Federal Bank?
They accept cash, checks, financing, traveler's checks, and VISA cards.
Which nearby restaurants can I visit before or after my appointment at First Federal Bank?
Larry's Giant Subs and Brett's Waterway Cafe are nearby dining options offering sandwiches and seafood respectively, perfect for a meal around your visit.
Are there other banks close to First Federal Bank in Fernandina Beach?
Yes, CBC National Bank is a nearby financial institution you may consider if needed.
What wellness services are available near First Federal Bank?
Nearby you can find Advance Rehabilitation, offering sports medicine and physical therapy, as well as multiple spas and beauty salons like B&B Colour Me Beauti and Island Massages.
Does First Federal Bank have any presence on social media and mobile apps?
Yes, they have an active LinkedIn page, a YouTube channel, a Facebook page, Twitter handle (@FirstFederalFL), and offer mobile banking apps for iOS and Android.