Business Details
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Welcome to First Horizon Bank - located in Cape Coral. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Cape Coral, FL - Del Prado Blvd S
812 Del Prado Boulevard South, Cape Coral, FL
33990, United States
Hours
Reviews
3.9
9 reviews
5 stars
5
4 stars
1
3 stars
1
2 stars
1
1 star
1
- SSSue Ellen Walker SpencerAug 29, 20255.0Nothing but good to say about this bank! Michele & Lincoln treat us like family. We are seniors, dealing with all the senior issues. They are so respectful, caring and professional. I can’t say enough good about this bank! I highly recommend them to everyone looking for a hometown bank.
- RMrobert mikolakJun 25, 20251.0Waited 8 to 10 min drive thru had 5 cars parking lot 3 employee.one lady sat computer stared for full time,teller stood help 1 lady full time.ignored my call and my requests send my money and license back I will use the atm..it be much faster. After the 3rd call to return my dl and cash I had to drive off. Then some idiot yells in speaker he been sitting there whole time pissed I didn't have deposit slip.so I was to wait maybe 10 more min. .if u have a lunch hour u will need 2hr if u use the drive thru. Hell steak and shake is faster than this bank. Everyone knows how long to get meal from there.this is much worse..
- HMHailey Libhart (MrsDingoh)Nov 27, 20233.0Their hours are ridiculous. 9-4 mon-fri no weekends. Most people work 9-5 Monday through Friday. Either needs to open earlier or close later. Honestly thinking about switching to a more modern bank. The atm is also always disgusting with dirt and cobwebs like a shady gas station. Can’t use your debit card to enter either, you have to stand around waiting for someone to notice you which sometimes takes a while. The only reason I give three stars is because the employees are lovely, the problem is the company itself.
- DKDonna KinneyJan 29, 20232.0Why be open at all if your hours don't include ANY hours to accommodate people who work from Monday-Friday and leave their house at 8:15 am and don't get home until 5:45pm or so. And so, I go begrudgingly go to use the ATM to deposit my paychecks because I have just about all of my bills due the first week of the month and SURPRISE! not only don't the employees work on a worker's schedule but neither does the ATM. Messed up beyond belief.
- KWKasey WoolseyDec 24, 20184.0Great service good bank but they are closed on the weekend
Frequently Asked Questions About First Horizon Bank - Cape Coral, FL - Del Prado Blvd S
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular business hours for First Horizon Bank - Cape Coral, FL - Del Prado Blvd S?
The bank is open Monday through Friday, 9:00 AM to 4:00 PM, extending to 5:00 PM on Fridays. It is closed on Saturdays and Sundays.
Does First Horizon Bank - Cape Coral offer drive-through service?
Yes, the drive-through is open Monday through Friday from 8:00 AM to 5:00 PM and is closed on weekends.
What is required to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and a valid personal identification such as a driver’s license, passport, or government-issued ID.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What types of mortgage loans are available through First Horizon Bank?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans, catering to diverse financial needs.
Does First Horizon Bank assist first-time homebuyers?
Yes, the bank offers programs designed to assist first-time homebuyers, including FHA loans and options with lower down payment requirements. Mortgage specialists are available to provide guidance.
What nearby dining options are available around First Horizon Bank - Cape Coral?
Customers can visit nearby Jimmy John's for sandwiches and fast food, a convenient option before or after banking.
Are there healthcare services close to First Horizon Bank in Cape Coral?
Yes, there are multiple healthcare facilities nearby including Cape Coral Urgent Care, Lee Health hospital, and various medical specialists, which can be convenient for customers needing medical or dental services.
What nearby facilities can help customers manage their health and wellness near First Horizon Bank?
Facilities such as Cape Coral Acupuncture Clinic, Caloosa Chiropractic Center, and LPG Allergy and Immunology offer holistic and specialized health care services nearby, providing options for wellness.
Does First Horizon Bank provide mobile banking options?
Yes, First Horizon Bank offers mobile banking through their app available on both Apple App Store and Google Play, providing convenient banking on the go.