Business Details
About
BankATMCredit CardsBusiness Banking ServiceMortgage RefinanceCommercial Mortgage LenderConstruction LoansHome Loan ProviderEquity LoansFinancial PlanningFirst Horizon Bank
Welcome to First Horizon Bank - located in Bradenton. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Bradenton, FL - E State Rd 64
5310 East State Road 64, Bradenton, FL
34208, United States
Hours
Reviews
4.0
15 reviews
5 stars
11
4 stars0
3 stars0
2 stars
1
1 star
3
- CBCourtney BeecherMay 13, 20255.0Anna is professional and helpful. Great customer service.
- TDTia DavisSep 27, 20245.0The staff is always helpful and friendly!
- CGChris GunnApr 7, 20221.0I’m a very, very patient and understanding person. It took me over 20 minutes of waiting for the teller to simply get me a w/d of some rolls of quarters and $100 cash out of my business account. No other clients in the bank. I was the only person in line. What a joke. I’m not even sure if I went to an actual bank - because they’re not functioning as one. I’ll seriously be reconsidering my next visit to this branch if I don’t have to be off 64. They’re not functioning at a high enough level for businesses.
- DMDaniel McGillenJul 23, 20205.0I do my business banking with iBERIA and I can confidently say that they are amazing! Daniel, works the drive thru and he does everything he can to brighten everyone’s day! Kim has jumped thru a lot of hoops to help me get what I need from them to keep my business going! Highly recommended
- HSHerb SerrOct 4, 20182.0Person who assisted me wasnt quite pleasant or professional. Gave me a bad impression. I go to my local branch and felt like i should've just went there instead. However i was in the area.
Frequently Asked Questions About First Horizon Bank - Bradenton, FL - E State Rd 64
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through hours for First Horizon Bank in Bradenton?
The drive-through is open Monday to Thursday from 9:00 AM to 4:00 PM, and Friday from 9:00 AM to 5:00 PM. It is closed on Saturdays and Sundays.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of the banking centers to apply in person.
What do I need to open a personal checking account at First Horizon Bank?
You'll need a $50 minimum deposit, Social Security number, date of birth, and personal identification like a driver's license or passport.
What types of mortgage loans does First Horizon Bank offer?
First Horizon offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Does First Horizon Bank assist first-time homebuyers with financing?
Yes, they offer programs including FHA loans with lower down payment options and mortgage specialists to guide you through the process.
What are the business hours for First Horizon Bank in Bradenton?
The banking center is open Monday to Thursday from 9:00 AM to 4:00 PM and Friday until 5:00 PM. It is closed on weekends.
Which nearby restaurants can I visit before or after visiting First Horizon Bank?
You can enjoy meals at Peach's State Road 64, Peach's Restaurant, or Thai Wasabi, all located near the bank.
Are there any nearby fitness or activity centers close to First Horizon Bank?
Yes, Gracie Bradenton is a martial arts and fitness club nearby where you can engage in sports and fitness instruction.
Which other financial institutions are located near First Horizon Bank in Bradenton?
Nearby financial institutions include IBERIABANK and Homebridge, a mortgage broker and financial service provider.
Does First Horizon Bank offer mobile banking options?
Yes, First Horizon Bank provides mobile banking apps available on iOS and Android to access your accounts conveniently.