Welcome to First Horizon Bank - located in Bradenton. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
I have been dealing with this location and branch operation through a number of bank buyouts.
This is what I can tell you after 40 years with this branch.
The staff has changed over the years, but not often. Each and everyone has gone out of their way to accommodate our needs during the time we lived in Florida as well as during the 13 years we have been living in Mexico.
It saddens me to see some of the low ratings given to this group. I don't know the situations of each occurrence, but this i can tell you from decades of transactions. If you follow the banks rules and guidelines this will be the best bank you will ever deal with!
After being gone for thirteen years I can still call the branch and say my first name only and I get a familiar voice.
This is still hometown banking at its finest
JW
Judy Wasco
May 18, 2023
1.0
This bank is a sorry excuse for a bank. This is the only bank in existense that limits what change the will give you. They implemented that you have to call in your change order and they will tell you if they can give you what you are ordering. Ridiculous! And the staff is beyond lazy. There are 1 to 2 people in the office and they see you drive up and wait for you to push the assistance button. I am disbelief of the running of this location. I go here for work. And I hate it. I dread when my boss says we need change. And there have been times when they wouldn't give us all our order and I had to go to my personal banks and fulfill the rest of our change order.
They need to establish a zero star. And they aren't worth that
LB
Laramey Barfield
Jan 10, 2022
1.0
This bank and location makes it especially hard to cash personal checks and even cashier checks issued by them! They are constantly changing their policies! What kind of a bank wont cash a cashiers check that they issued!! Even for a non customer the issuing bank should be able to cash it!
LL
Linda Lynch
Jan 21, 2021
5.0
Patty and her team are the best in the business. Professional, super nice, and they all go above and way beyond what is asked of them. After 21 years with them I would NEVER leave Patty can never retire!!!! :) :)
Frequently Asked Questions About First Horizon Bank - Bradenton, FL - 14th St W
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the drive-through service hours at First Horizon Bank in Bradenton?
The drive-through service hours are Monday to Friday from 8:00 AM to 5:00 PM. The drive-through is closed on Saturdays and Sundays.
When is the First Horizon Bank branch at 5844 14th Street West open for in-person banking?
The branch is open Monday through Thursday from 9:00 AM to 4:00 PM, and on Friday from 9:00 AM to 5:00 PM. It is closed on weekends.
What types of banking products does First Horizon Bank offer?
First Horizon Bank offers checking accounts, savings, personal loans, home loans, refinancing, investments, insurance, retirement planning, credit cards, and more.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of our banking centers to apply in person.
What do I need to open a personal checking account at this First Horizon Bank branch?
You need a $50 minimum opening deposit, your Social Security number, date of birth, and personal identification such as a driver’s license, passport, or state-issued ID.
Does First Horizon Bank offer mobile banking apps?
Yes, First Horizon Bank provides a mobile banking app available on the Apple App Store and Google Play Store for your convenience.
What nearby financial services are located close to First Horizon Bank on 14th Street West?
Nearby financial services include another First Horizon Bank branch and IBERIABANK. Customers can visit these for additional banking needs or services.
Are there convenient amenities near First Horizon Bank in Bradenton for dining or coffee?
Yes, nearby you can find the Amuse 5 Bakery and Amuse 5 cafe, perfect for grabbing a coffee or a quick bite before or after your bank visit.
What nearby places can help me with event planning or specialty shopping around the bank's location?
Events Solutions offers event planning and wedding services near the bank, and Sarabay Dance Club provides specialty dance and sportswear, ideal for local shopping needs.
Is there accessible parking available at the First Horizon Bank branch on 14th Street West?
Yes, the branch offers free onsite parking including parking garages, lots, and street parking. Additionally, there is a wheelchair-accessible entrance and drive-through service for your convenience.