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Welcome to First Horizon Bank - located in Boca Raton. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Boca Raton, FL - N Miliary Blvd
1801 N Military Trail, Boca Raton, FL
33431, United States
Hours
Reviews
4.1
16 reviews
5 stars
12
4 stars0
3 stars0
2 stars
1
1 star
3
- MKMahede Hasan KhanOct 8, 20245.0Great branch with helpful bankers.
- CSCharles James Scott-MillerJul 27, 20225.0Walter Pacheco is beyond amazing. And trusted banker that always will take care of you no matter what. Cindy Winter is fabulous and Monique is an excellent banker. Kudos to the entire team 👍🏼
- GOGiovana Maida OrruelJul 27, 20225.0I appreciate all the staff and look forward to many years banking with First Horizon Bank! My personal banker Walter Pacheco is amazing. He was able to assist me with all of my needs and concerns. Mr. Pacheco has always gone above and beyond and goes the extra mile to help me. As long as he stays with First Horizon, I will keep banking there. This bank has an awesome team and a dedicated staff. Another team member that has impressed me is Ms. Cindy Winters. She is so knowledgeable in her work. It makes it easy to bank with them. I am very impressed by their vision, hard work, outstanding performance, and wonferful team-mates.
- RARyan AdairJul 27, 20225.0The staff at this branch has always been extremely helpful and friendly. Walter is most often the one servicing my account and he always provides exceptional service. It is always a pleasure working with him as he takes care of my every banking need, including some I didn't even know I needed. I highly recommend this bank and this branch in particular to anyone in need of world class financial service with a personal local touch!
- AAArnoldJul 12, 20191.0A bunch of jokers. Tried to apply to open an account. Their website crashed all the time. Once succeeded after 30 minutes, they called me the next day to say my birthday does not match with their records. I asked multime times if I did not made a mistake and they said I need to go to a branch. Of course I cannot retrieve the saved application. Their branch is closed SATURDAY and SUNDAY. They want us to give them our money ???
Frequently Asked Questions About First Horizon Bank - Boca Raton, FL - N Miliary Blvd
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the banking hours for First Horizon Bank in Boca Raton on weekdays?
The bank is open Monday through Thursday from 9:00 AM to 4:00 PM, and on Friday from 9:00 AM to 5:00 PM. It is closed on weekends.
How can I open a personal checking account at First Horizon Bank?
You need a minimum opening deposit of $50, a Social Security number, date of birth, and personal identification such as a driver’s license or passport. You can apply online or visit a banking center in person.
Does First Horizon Bank limit the number of transactions on a personal checking account?
No, there is no limit on the number of transactions you can make with a personal checking account.
What types of mortgage loans does First Horizon Bank offer?
They offer fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Are there programs for first-time homebuyers at First Horizon Bank?
Yes, there are programs like FHA loans with lower down payment requirements designed to assist first-time homebuyers, and mortgage specialists are available to help you find the best fit.
How long does the home buying process typically take when working with First Horizon Bank?
The process usually takes 30 to 60 days from making an offer to closing but can vary depending on market conditions and lender efficiency.
What types of small business loans are offered at First Horizon Bank?
They offer small business term loans, lines of credit, and real estate loans. It's best to consult with a banker to review the options.
What nearby financial institutions can I visit around First Horizon Bank in Boca Raton?
Nearby you can find IBERIABANK, BNY Mellon Wealth Management, and Sabadell United Bank - Boca Raton, which offer additional banking and financial services that might complement your banking needs.
What dining options are available near First Horizon Bank in Boca Raton?
Nearby restaurants include Mario's of Boca for Italian cuisine, The Farmhouse Boca for farm-style dining, Trend Tea cafe for tea and coffee, and American steakhouses like Meat Market Boca Raton and Red Steakhouse Boca Raton.
Are there nearby legal and financial advisory services close to First Horizon Bank?
Yes, nearby you can find Cozen O'Connor for legal services, The Fetterman Wealth Management Group, Nichols Wealth Partners, and several Morgan Stanley advisors for financial planning and investment services.