Tier One Credit is a firm focused on consumer credit laws: assisting clients sue for credit reporting errors and mistakes. Its services involve removing inaccurate or questionable negative records listed on credit reports through credit report analysis, credit disputes, litigation escalation and lawsuits.
Our expertise saves clients money and time by quickly removing collections, charge-offs and auto repos.
Customers consistently praised Shiva and his team for their deep knowledge of credit law and effective strategies for credit repair.
Customer Service
Many reviews highlighted the exceptional communication and responsiveness of the team, with clients feeling supported and informed throughout the process.
Integrity
Numerous clients appreciated the honesty and transparency of the firm, noting that they were provided with realistic expectations and genuine advice without pressure to commit.
Results
Several customers reported significant improvements in their credit scores and successful removal of negative items from their credit reports, often within a few months.
Mixed Experiences
While many reviews were positive, a few customers expressed dissatisfaction with the pace of progress or communication issues, indicating some inconsistency in service.
JJ
Julian
3 days ago
5.0
I highly recommend Tier One Credit to anyone who needs help with their credit or anything else. I have no doubt Shiva would be able to send those who need assistance in the right direction. I will definitely be referring clients to Shiva and his team.
Since I first connected with Shiva, he immediately relieved my stress levels regarding my situation. I was at the point of giving up and felt so defeated, but he instantly started providing solutions and I have already seen positive results.
The level of genuine care, attention and professionalism has brought so much reassurance to me. I know he will do the same for anybody in need of support.
If are looking for help with you credit situation, I wouldn't recommend anyone else. Thank you so much for your help Shiva! I will forever be grateful to you sir!
God Bless!
LL
LANOKA
Dec 16, 2025
5.0
I had a great experience working with Shiva back in March, 2025. He was patient, knowledgeable, and genuinely cared about helping me with ways on how to improve my credit. Although Shiva ultimately wasn’t able to help me directly with his services due to my circumstances, I was really impressed with his integrity. He took the time to understand my situation and referred me to someone reputable who could better assist me. That level of honesty and care says a lot. I truly appreciated his guidance and would still recommend him for anyone needing trustworthy advice about credit.
JM
Jaydeep Mehta
Nov 30, 2025
5.0
I cannot recommend the team at Tier One enough. I was dealing with a stressful situation involving illegal conduct from a debt collection agency, and Shiva was a huge help. He immediately identified the violations and connected me with a specialized local law firm.
Thanks to that connection, the firm sued the agency, forced them to stop the harassment, and helped me recover money. If you need someone to protect your rights and help resolve a difficult situation, reach out to Shiva and his team.
LR
L R
Nov 20, 2025
5.0
I would not trust anyone else to help me with my credit needs. This company knows the laws inside and out and are efficient, ethical, easy to work with and offer high level solutions for those who are willing to follow basic instructions.
Trust no other attorneys besides Tier One Credit. Shiva specifically is an incredible wealth of knowledge.
BG
Bill Gross
Nov 20, 2025
5.0
Shiva Bhaskar is an expert in the credit repair industry, and does a great job helping prospective buyers get their credit cleaned quickly and cost-effectively.
Frequently Asked Questions About Tier One Credit (Credit Attorneys)
What services does Tier One Credit (Credit Attorneys) offer?
Tier One Credit offers attorney-conducted credit restoration and management services, specializing in removing collections, charge-offs, and auto repos from credit reports through analysis, disputes, and litigation.
What are the operating hours of Tier One Credit (Credit Attorneys)?
They are open Monday through Friday from 8:00 AM to 4:00 PM and closed on weekends.
Is Tier One Credit's staff fully vaccinated against COVID-19?
Yes, their staff is fully vaccinated and follows the latest protection practices to maintain safety.
Where is Tier One Credit (Credit Attorneys) located?
They are located at 22519 Hawthorne Blvd., Torrance, CA 90505, USA.
What payment methods does Tier One Credit accept?
They accept American Express, Bitcoin, Discover, Financing, Invoice, MasterCard, PayPal, Visa, and Zelle.
Does Tier One Credit offer online appointments or onsite services?
Yes, they offer both online appointments and onsite services, though appointments are not required.
Is Tier One Credit accessible for individuals using wheelchairs?
Yes, they have wheelchair accessible entrances, seating, and restrooms.
Can you recommend nearby places to visit around Tier One Credit in Torrance?
Nearby you can visit The Gable House Bowl for bowling and laser tag entertainment or enjoy coffee at Super Beans LLC, a local coffee roastery.
Are there any nearby services that complement Tier One Credit's offerings?
Yes, nearby professional services include Lindsey Levine Resume Writing and Interview Coaching and Robert E. Kim, CPA, which may help with career and financial planning.
What nearby health facilities are accessible to customers visiting Tier One Credit?
Health facilities such as Torrance Memorial Urgent Care and THIPA Comprehensive Care Center are nearby for medical needs during your visit.