Tier One Credit is a firm focused on consumer credit laws: assisting clients sue for credit reporting errors and mistakes. Its services involve removing inaccurate or questionable negative records listed on credit reports through credit report analysis, credit disputes, litigation escalation and lawsuits.
Our expertise saves clients money and time by quickly removing collections, charge-offs and auto repos.
Shiva Bhaskar and his team are recognized for their deep knowledge of credit laws and effective strategies for credit repair.
Customer Service
Clients consistently praise the responsiveness, kindness, and professionalism of the staff, particularly Shiva and Rudy.
Results
Many customers report significant improvements in their credit scores and successful removal of negative items from their credit reports.
Integrity
The firm is noted for its honesty and transparency, often providing free advice and setting realistic expectations for clients.
Mixed Experiences
While many reviews are positive, a few customers expressed dissatisfaction with communication and progress, indicating variability in service.
LR
L R
4 days ago
5.0
I would not trust anyone else to help me with my credit needs. This company knows the laws inside and out and are efficient, ethical, easy to work with and offer high level solutions for those who are willing to follow basic instructions.
Trust no other attorneys besides Tier One Credit. Shiva specifically is an incredible wealth of knowledge.
BG
Bill Gross
4 days ago
5.0
Shiva Bhaskar is an expert in the credit repair industry, and does a great job helping prospective buyers get their credit cleaned quickly and cost-effectively.
JR
JaMille Rauls
Oct 13, 2025
5.0
Shiva had been assisting me with some erroneous reporting on my credit report and has also assisted me with some financial budgeting items.
He is incredibly kind and responsive. I literally ran across him on Reddit, he replied, and has been so helpful ever since!
PB
Patricia Bright
Oct 2, 2025
5.0
WOW! This services was easy, friendly and very communicative. They walked me through ever step and process and made it very easy.
NR
Nikhil Ramnaney
Sep 30, 2025
5.0
I cannot recommend Tier One Credit highly enough. Over the past several years, I’ve referred several people including close family members to Shiva and his team, and the results have been outstanding. They’ve helped individuals who felt like there was no way forward, finding solutions that truly made a difference in their financial lives.
As an attorney, I have been especially impressed with their diligence, attention to detail, and creative strategies. Shiva and his team approach every situation with professionalism and care, and their ability to navigate complex credit challenges is unparalleled.
If you or someone you care about needs help with their credit, I strongly recommend reaching out to Tier One based on their expertise and commitment to their clients.
Frequently Asked Questions About Tier One Credit (Credit Attorneys)
What services does Tier One Credit (Credit Attorneys) offer?
Tier One Credit offers attorney-conducted credit restoration and management services, specializing in removing collections, charge-offs, and auto repos from credit reports through analysis, disputes, and litigation.
What are the operating hours of Tier One Credit (Credit Attorneys)?
They are open Monday through Friday from 8:00 AM to 4:00 PM and closed on weekends.
Is Tier One Credit's staff fully vaccinated against COVID-19?
Yes, their staff is fully vaccinated and follows the latest protection practices to maintain safety.
Where is Tier One Credit (Credit Attorneys) located?
They are located at 22519 Hawthorne Blvd., Torrance, CA 90505, USA.
What payment methods does Tier One Credit accept?
They accept American Express, Bitcoin, Discover, Financing, Invoice, MasterCard, PayPal, Visa, and Zelle.
Does Tier One Credit offer online appointments or onsite services?
Yes, they offer both online appointments and onsite services, though appointments are not required.
Is Tier One Credit accessible for individuals using wheelchairs?
Yes, they have wheelchair accessible entrances, seating, and restrooms.
Can you recommend nearby places to visit around Tier One Credit in Torrance?
Nearby you can visit The Gable House Bowl for bowling and laser tag entertainment or enjoy coffee at Super Beans LLC, a local coffee roastery.
Are there any nearby services that complement Tier One Credit's offerings?
Yes, nearby professional services include Lindsey Levine Resume Writing and Interview Coaching and Robert E. Kim, CPA, which may help with career and financial planning.
What nearby health facilities are accessible to customers visiting Tier One Credit?
Health facilities such as Torrance Memorial Urgent Care and THIPA Comprehensive Care Center are nearby for medical needs during your visit.