Credit UnionBankSavings and Loan AssociationCar Finance and Loan CompanyHome Loan ProviderCredit CardsInvestment ServiceOnline BankingATMSavings BankPatelco Credit Union
Patelco Credit Union is a not-for-profit credit union committed to serving the financial health and well-being of its membership. With more than $9 billion in assets, Patelco empowers its 500,000 members with personalized solutions, financial advisors, expertise, and financial products like free checking and savings accounts with better rates and fewer fees. Patelco has received numerous multi-year awards for excellence from leading consumer and business organizations, including Newsweek’s America's Best Regional Banks and Credit Unions and Bankrate’s Best Credit Unions, and was named a Best-In-State Credit Union in 2025 by Forbes. Founded in 1936, we are proud to serve communities across Northern California with a branch or atm near you.
Everything takes five phone calls. No one has enough training to really answer a single question. And the Message Center online you’ll just keep waiting. I tried patelco for good CD rates, but decided to cancel my account. Of course Patelco has a 90 day cancel fee. Everyone else is 30 day. Compare closely, can you see this one is terrible. I have two other credit unions with spectacular service and rates.
AG
Andrey Gushchin
Mar 22, 2023
2.0
Visited them today, arrived at 4:40 to open a checking account. Was told that they need 20-25 min for that and it is too late, suggested to come again later this week. “Great job”, Patelco, in these unstable times when other banks need liquidity badly, you don’t want to stay extra 10 minutes to get a new customer. Will go to another bank.
AN
Ariel Nazarian
Apr 17, 2015
5.0
Absolutely amazing, the entire team!
I came in late after closing time, every member of the Patelco team stayed an extra hour to fulfill my needs. Would recommend to anyone!
Frequently Asked Questions About Patelco Credit Union CLOSED
What kind of financial services does Patelco Credit Union offer?
Patelco Credit Union offers home and vehicle loans, checking and savings accounts, personal loans and credit cards, online, mobile and text banking, investments, advice, insurance, and an employer program.
Is Patelco Credit Union a for-profit bank?
No, Patelco Credit Union is a not-for-profit credit union offering higher savings, better rates, fewer fees, and personalized service.
Where is Patelco Credit Union located in Santa Clara?
Patelco Credit Union is located at 2654 El Camino Real, Santa Clara, CA 95051, United States.
What are the operating hours of Patelco Credit Union's branch at Santa Clara?
The branch is currently closed Monday through Sunday, including certain holidays such as November 11, November 27 and 28, and December 25, 2025.
How can I contact Patelco Credit Union?
You can reach them locally at +1 408-553-6060 or through their main phone number +1 800-358-8228.
Is it free to join Patelco Credit Union?
Yes, Patelco Credit Union is free to join and federally insured.
Does Patelco Credit Union have nearby medical services?
Yes, nearby you can find medical and health-related services like Meeral Health Care (acupuncture and social services), as well as multiple pediatricians and doctors such as Angela Chen, M.D., Hyunsoo Zhu, M.D., and others.
What dining options are available near Patelco Credit Union in Santa Clara?
Nearby dining options include Silgaban 실가반 for food delivery, Amazing Katsu for Japanese cuisine, Han Sung BBQ serving Korean barbecue, and Chennai Tiffins offering Indian vegetarian dishes.
What nearby community or event venues can I visit around Patelco Credit Union?
You can explore nearby venues such as Elite Event Center for concerts and weddings, and The Liberty Forum of Silicon Valley for community and educational events.
Are there any fitness or beauty-related businesses close to Patelco Credit Union?
Yes, nearby businesses include EVO Sports Club gym, Vicky's Nails & Hair salon, Great Clips hair salon, and Dynasty Health Spa for massages and spa services.