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Patelco Credit Union is a not-for-profit credit union committed to serving the financial health and well-being of its membership. With more than $9 billion in assets, Patelco empowers its 500,000 members to live their best financial lives by offering personalized solutions, advice, and expertise. Patelco has received numerous multi-year awards for excellence from leading consumer and business organizations, including Newsweek’s America's Best Regional Banks and Credit Unions and Bankrate’s Best Credit Unions, and was named a Best-In-State Credit Union in 2025 by Forbes. The company was founded in 1936 with $500 by Pacific Telephone and Telegraph Company employees and is based in Dublin, Ca. For more information, visit https://www.patelco.org/.
I would not bank Patelco. I regret even opening account with Patelco. They lock your card every 15 seconds. Their system is down all the time , I literally just did an instant transfer to my Patelco bank account and my money is not showing up in my account. So I was charged for the instant fee and never got an instant transaction, how does that work? I would advise anyone not to bank with Patelco their system is bad
BL
b l
Jul 3, 2025
5.0
great banking experience!
AA
Alex Ayala
Jun 25, 2025
5.0
Just wanted to give a shout out to Julius from the 2nd Street branch. Twice now he has gone out of his way to help me. Recently he helped me consolidate several IRA CDs. I was going to attempt the paperwork myself, but made a phone appointment with Julius instead. He saved me hours of work and saved me from having to fill out numerous forms. In addition, I didn't have to fax nor email forms back and forth. We accomplished all the appropriate tasks via our phone appointment. Kudos to Julius! I'm grateful to have a great contact at Patelco.
SS
Sanjay
Jun 16, 2025
3.0
I have been a member since 1994. No issues at all. But this recent issue made me write a review.
Apparently my account was closed without my knowledge. I could not login to the online account. Along with this my credit card account was also closed. There were many auto payment denials. Not sure what really happened in the backend. Patelco did not want my business anymore.
Frequently Asked Questions About Patelco Credit Union
What are the operating hours of Patelco Credit Union in San Francisco?
Patelco Credit Union is open Monday through Friday from 10:00 AM to 5:00 PM and closed on weekends.
Where is Patelco Credit Union located?
The branch is located at 124 2nd St, San Francisco, CA 94105, USA.
What types of financial services does Patelco Credit Union offer?
Patelco offers home and vehicle loans, checking and savings accounts, personal loans, credit cards, investments, insurance, and advice, along with mobile and online banking services.
How can I contact Patelco Credit Union?
You can call their local phone at +1 415-442-7123 or their main phone at +1 800-358-8228 for assistance.
What awards has Patelco Credit Union received?
Patelco has received multi-year awards for excellence including Newsweek’s America’s Best Regional Banks and Credit Unions and was named a Best-In-State Credit Union in 2025 by Forbes.
Is Patelco Credit Union open on public holidays?
Patelco Credit Union is closed on major holidays including November 11, November 27 and 28, and December 25 in 2025.
What nearby dining options are available close to Patelco Credit Union's San Francisco branch?
Nearby dining options include The Grubbies (Japanese restaurant), Super Duper Burgers (burger restaurant), TaRa (Thai restaurant), and North India (Asian fusion and vegan-friendly).
Are there any nearby places where I can enjoy coffee near the Patelco Credit Union?
Yes, you can visit Red Door Coffee or Fabkids, which also serves as a coffee shop near Patelco Credit Union.
What local attractions or venues are near Patelco Credit Union?
Nearby attractions include 111 Minna Gallery, a popular art gallery and bar, and Back to the 90s, a dance club and entertainment venue.
Does Patelco Credit Union have an online presence on social media?
Yes, you can follow Patelco Credit Union on Instagram at @patelcocu, Twitter at @patelcopays, and on Facebook at facebook.com/patelcosanfranciscomain.