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At ACE Cash Express in Desert Hot Springs, CA, we make it simple to take control of your finances. Visit our store at 12537 Palm Drive for a wide range of financial services designed to help you move forward with confidence. Apply online for a payday loan (also known as cash advance) or stop by to explore an in-store payday loan. Our process is designed to make applying for cash quick and hassle-free. We also provide essential services like check cashing, MoneyGram money orders, bill payments, wire transfers, and convenient ATM access all in one easy-to-reach location.
The fact that that employee tried to discriminate me because I signed my check and the first thing she stated is well you could’ve Mobile deposited so are you saying because I signed my check over I’m mobile deposited in my phone when I’m clearly in your establishment trying to get my check cashed that is discrimination and I will be reporting them to the state of California
EE
Elizabeth
Dec 31, 2025
5.0
What more can I say ! They’re totally awesome! I would recommend this place to all business savvy persons who need a financial institution to handle all their cash transactions , when it comes to cashing checks, etc… thank you Ace
EB
Elizabeth Bolden
Dec 31, 2025
5.0
Ace is called Ace for a reason! That reason would be because they go beyond their call of duty when it comes to customer service they’re really are ‘the ACE’! Thank you Diana and Trish for being part of a great team ! You guys ROCk! God bless and take care 🙏🏽💋😊
KM
Kate Miller
Dec 19, 2025
5.0
My mom needed something at this location, she's elderly. We had the honor of being served by Karen. Not only was she professional and kind but had a great sense of humor!! She should get a raise!! Most importantly, the transaction was super fast and we were on our way. Thanks Karen!!
VC
v c
Dec 18, 2025
5.0
Trisha is amazing, it's been years since coming in, and it's great to see the same familiar faces. it's comforting to know that I know I will always get the professionalism from Diana and Trisha 💗
At this ACE Cash Express we offer payday loans online and in-store loans at this location. To find out more about the application process and loan terms, please visit our website for more information.
What is the maximum amount I can apply for with a payday loan?
At this ACE Cash Express location, the maximum amount you can apply for in a payday loan is $255. For more information on the application process and loan terms visit our website.
Do we cash money orders?
Yes, we do! Please make sure that you bring in a valid government-issued ID and the money order, and one of our associates will scan your money order to start the approval process.
Do we cash cashier's checks?
Yes! Please ensure that you bring in a valid government-issued ID and the check, and one of our associates will scan your check to start the approval process.
Do we cash treasury checks?
Yes! Please ensure that you bring in a valid government-issued ID and the check, and one of our associates will scan your check to start the approval process.
Do we cash Western Union checks?
Yes we do! Please ensure that you bring in a valid government-issued ID and the check, and one of our associates will scan your check to start the approval process.
Do we cash settlement checks?
Yes! Please ensure that you bring in a valid government-issued ID and the check, and one of our associates will scan your check to start the approval process.
What types of loans does ACE Cash Express in Desert Hot Springs offer?
ACE Cash Express offers payday loans, cash advances, short-term loans, and personal loans both online and in-store.
Can I cash checks and money orders at ACE Cash Express?
Yes, ACE Cash Express cashes various checks including cashier's, treasury, Western Union, and settlement checks, as well as money orders. A valid government-issued ID is required.
What are the store hours for ACE Cash Express in Desert Hot Springs?
The store is open Monday to Thursday from 9:00 AM to 6:00 PM, Friday from 9:00 AM to 7:00 PM, Saturday from 9:00 AM to 4:00 PM, and closed on Sundays.
Do you offer online payday loan services at this location?
Yes, you can apply for payday loans online 24/7 via their website or mobile app.
What services besides loans are available at ACE Cash Express?
Services include check cashing, bill payments, money transfers, money orders, ATM access, tax services, and business services.
What languages are supported at ACE Cash Express in Desert Hot Springs?
Services are provided in English and Spanish.
Is ACE Cash Express welcoming and inclusive?
Yes, ACE Cash Express is an LGBTQ welcoming and transgender safe space with onsite services and no appointment requirement.
How can nearby Western Union services complement my visit to ACE Cash Express?
Western Union nearby offers additional money transfer services, making it convenient to handle various financial transactions in close proximity.
Are there wellness or health services near ACE Cash Express?
Yes, Elite Physical Therapy & Wellness and Desert Hot Springs Chiropractic are nearby, allowing customers to combine financial visits with health and wellness appointments.
What nearby local businesses can I visit for beauty and personal care when visiting ACE Cash Express?
Nearby beauty salons like A&G Beauty HairSalon, Bella Nails and Spa, Divine Strands, and desert strands provide convenient options for beauty and spa services.