Business Details
About
Loan Agency
This location is closed.
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.5
102 reviews
5 stars
75
4 stars
16
3 stars
2
2 stars
3
1 star
6
- GCGreg CollinsApr 13, 20235.0Dealt with Lani on the phone and she sold me coming in to get a loan
- DGDillon GOct 16, 20161.0Needed only 20 bucks to eat and I'm 100% good for paying those back I mentioned I could pay back in three days and couldn't do me and solid
Frequently Asked Questions About LendDirect - CLOSED
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
Is the LendDirect location at 1483 Douglas St in Victoria currently open?
No, the LendDirect location at 1483 Douglas St in Victoria is currently closed.
What financial products does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans.
What is a Line of Credit as offered by LendDirect?
A Line of Credit is a personal loan you can use for ongoing expenses, with flexibility to borrow up to your approved credit limit without reapplying.
What do I need to apply for a Line of Credit with LendDirect?
You must be at least 18 years old, have a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
How can I apply for a loan through LendDirect?
You can apply online, over the phone, or at a branch, depending on your province's availability.
Can I get a car secured loan if my vehicle is over 10 years old?
Yes, LendDirect offers Secured Loans for vehicles of 20 model years or newer, limited to 250,000 kms or less.
How does LendDirect help customers with less than perfect credit scores?
LendDirect considers various factors beyond credit scores and is happy to help customers with different credit scores.
Are payments accepted in cash at LendDirect branches?
No, LendDirect does not accept cash payments but you can pay via Interac e-Transfer, AutoPay online, or by debit card at a branch.
What nearby public institutions can help visitors locate LendDirect at 1483 Douglas St?
The City of Victoria HR, a central government office and town hall, is nearby and can help visitors locate LendDirect's location.
What nearby financial services are available near LendDirect’s Victoria location?
Nearby financial services include Western Union for currency exchange and Cash Money for check cashing and payday loans.
What convenient shopping and dining options exist near LendDirect at 1483 Douglas St?
Nearby shopping includes City Centre Plaza and Dollar Tree, while dining options include Casa Philippine Convenience Store, John’s Place Restaurant, and Freshslice Pizza.