Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
305 reviews
5 stars
283
4 stars
10
3 stars2
2 stars0
1 star
10
- KVKunal VedeharaNov 4, 20255.0Hey it was nice chat with Donna. She is amazing. She help you out any sort of problem regarding credit card or loan approval. Thanks
- JGjagbeer gillOct 11, 20255.0Great service..Donna was very helpfull there
- DPdyar PedrazOct 10, 20255.0Donna is the most helpful person she really care about the costumer try the best to help and associate much appreciated thx
- TDTiffany DrummondAug 8, 20255.0Manisha was very helpful and efficient with helping me get my payday loan! ☺️ thank you so much!
- MSmichael SeanAug 2, 20255.0Manish Was Amazing very helpful, very patient and friendly. Highly recommend visiting this location.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What loan products does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans with electronically funded loans up to $25,000.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or at a branch.
What are the requirements to apply for a Line of Credit?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How soon can I get a lending decision when applying online?
Applicants may receive a pre-approval decision almost immediately during business hours, with final approval typically within 48 hours.
What types of vehicles are accepted for Secured Loans?
Standard passenger vehicles including hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are accepted.
What are LendDirect's office hours?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM, and Saturdays from 9:00 AM to 5:00 PM. It is closed on Sundays and on holidays such as November 11.
Where is LendDirect located?
LendDirect is located at 4676 Main Street, Suite 201, Vancouver, BC, V5V 3R7, Canada.
Are there any nearby places of interest around LendDirect that customers can visit?
Nearby places include Pharmasave Main & 30th (a pharmacy), JusTea (a tea room), and Ivy's Kitchen Vietnamese Restaurant which customers might find convenient before or after their visit.
How can nearby businesses like Kitsilano Construction and Design or Vector Marketing Canada Corporation be useful to LendDirect customers?
Customers visiting LendDirect can benefit from nearby services like Kitsilano Construction and Design for property needs or Vector Marketing Canada Corporation for marketing consultancy, adding convenience to their trip.
Is there any health and wellness services close to LendDirect?
Yes, nearby health services include Moonlight Counselling & Education Services and Mana Body and Soul for naturopathic or counseling services, which customers might find helpful.