Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
220 reviews
5 stars
191
4 stars
13
3 stars1
2 stars2
1 star
13
- GHGen HOct 24, 20255.0Lend direct is A such a great company . The staff are very helpful , kind and knowledgeable. I get my loan from them and I’ve had no issues. Thank you lenddirect for amazing service. I truly appreciate it. Best company to get lending needs .
- TDTodd DudasAug 21, 20255.0Wonderful service from Lisa! Excellent customer service! Very kind, sincere, helpful. Always smiling. One of the Best I've ever had. Godbless Lisa!
- RRReynald ReyesAug 2, 20255.0Today August 1 got a line of credit Raj help me with it she's very knowledgeable and very helpful and also very nice I call her angel so far so good. I will always come back to them thanks
- APAmit PooniaJul 28, 20255.0Excellent service got my application done in No time. All thanks to Lisa
- KLKiara LarabieJul 25, 20255.0Lisa was such a pleasure so helpful!! Explained a line of credit perfectly to me how I’d understand. Money topics frustrate me easily and she slowed everything down and reassured me in all steps this is oils be better long run. Big THANKS to Lisa from cash money Surrey central
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What loan types does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans up to $25,000 with quick and easy application processes.
How can I apply for a loan at LendDirect?
You can apply online, by phone, or at a branch. Visit the loans page on their website to see if they service your province.
What do I need to apply for a Line of Credit with LendDirect?
Applicants must be at least 18 years old with valid ID, an open bank account, proof of recurring income, and must be Canadian residents.
Can I get a Secured Loan for a vehicle over 10 years old?
Yes, Secured Loans are available for vehicles 20 model years or newer and with less than 250,000 kms.
Can I have both a Secured Loan and a Line of Credit at LendDirect?
No, customers are currently not eligible to have both loans at the same time.
What are LendDirect's business hours?
They are open Monday to Friday from 9:00 AM to 7:00 PM, and Saturday from 9:00 AM to 5:00 PM. They are closed on Sundays and certain holidays.
How can I receive my loan funds from LendDirect?
Funds can be received via direct deposit to your bank account or through Interac e-Transfer, which may allow funds in as little as 15 minutes.
Is LendDirect's location accessible for wheelchair users?
Yes, LendDirect has a wheelchair accessible entrance.
What nearby places can I visit around LendDirect's branch at 10556 King George Blvd, Surrey?
Nearby you can find places like Rivalz Hip Hop Boutique for shopping, Papa Johns Pizza for quick meals, and Dell Lanes for entertainment such as bowling.
How can nearby services complement my visit to LendDirect?
Nearby financial services like easyfinancial and tax offices such as Icantax Service can assist with related financial planning, while restaurants like Church Texas Chicken offer convenient dining options after your visit.
Are there useful amenities near LendDirect for daily needs or emergencies?
Yes, nearby amenities include Dollarama for discounts, Mason Locksmiths Inc for locksmith services, and Precise Automotive Ltd for automotive needs.