Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
381 reviews
5 stars
338
4 stars
17
3 stars
6
2 stars2
1 star
18
- NWNathan WilhomeNov 8, 20255.0Jashanpreet is very efficient, professional and warm hearted lady, a benefit to her company. God Blessed Her
- MGMani GroverOct 27, 20255.0I had a very good experience with Raman . I get approved for a big amount of loan which i needed urgently and the customer service was excellent whole staff was working on file and same day i got approval . Thank you Raman for providing such a great service. đđ
- NVNavy VijAug 2, 20255.0I had an amazing experience with Raman. She was quite helpful. From the way of handling a customer it was visible that she has a very good experience in this line. I really appreciate her help. Thank you
- GMGrace MaJul 15, 20251.0Vandana and her staff were very helpful but also pushy to have me write a 5 star review for them. They just don't get what customer service is. They tried to watch me write the review before the job was even done. They also messed up big time and now have wasted my whole day. I never had service the horrible and this definitely tops it. They need to train their staff better and all that is spoken I could hear mostly was Hindi or Punjabi. It's Canada English learn it.
- ZLZany LingasinJul 8, 20255.0Vandana very nice and straightforward and entertaining. Thank you!
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once youâre approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds â if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-TransferŸ.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to EquifaxŸ Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build creditâ  is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What financial products does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans up to $25,000 with quick and easy applications online, by phone, or at a branch.
How can I apply for a loan at LendDirect?
You can apply for a loan online, by phone, or in person at a LendDirect branch existing in Canada.
What do I need to apply for a Line of Credit at LendDirect?
You need to be at least 18 years old, have a valid ID, an open bank account, proof of recurring income, and be a Canadian resident.
What vehicles qualify for a Secured Loan?
Standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans are acceptable.
Can I apply for a Secured Loan if my vehicle is over 10 years old?
Yes, Secured Loans are available for vehicles up to 20 model years old and under 250,000 kms.
What are LendDirect's operating hours?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM, and on Saturday from 9:00 AM to 5:00 PM. It is closed on Sundays and certain holidays such as November 11, 2025.
Where is LendDirect located?
LendDirect is located at 2570 King George Boulevard, Suite 109, Surrey, BC, V4P 1H5, Canada.
Are there any car dealerships near LendDirect where I can check vehicles for a Secured Loan?
Yes, nearby car dealerships include Cross Border Vehicle Services, Murray Hyundai Surrey, and Exclusive Auto Brokers, convenient spots to find vehicles suitable for loans.
What nearby automotive services can assist customers with car maintenance or repairs?
Nearby automotive services include Fountain Tire for tires, NOVUS Glass South Surrey for auto glass, and Budget Brake & Muffler Auto Centres for repairs and oil change.
Are there nearby wellness or recreational facilities customers can visit before or after their visit to LendDirect?
Yes, customers can visit nearby wellness centers like Endless Shore Yoga and Meditation or Orangetheory Fitness for a fitness session.