Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
119 reviews
5 stars
112
4 stars
6
3 stars0
2 stars0
1 star1
- TMTroy McleodAug 20, 20255.0Prince George office. Very friendly and easy to talk to . Pleasant experience all the way through. Went through other options that could be available to me as well. Sarabjit Kaur did an amazing job. Thank you.
- NONate OrtizAug 11, 20255.0I was helped thoroughly, efficiently and professionally. Easy to work with and happy with my experience here. I would recommend cash money to anyone else
- CPchristopher papinJul 17, 20255.0Very nice and helpful staff got approved for a loan in 30 mins and got my e-transfer right away! Would recommend if your needing cash
- KGKristen GreeneJul 11, 20255.0Fast, friendly service. Easy company to deal with
- WTWade ThomasJul 11, 20255.0Shatania was very nice and helpful
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans with electronically funded loans up to $25,000.
How can I apply for a loan with LendDirect?
You can apply online, over the phone, or at a branch for loan services in Canada.
What are the requirements to apply for a Line of Credit at LendDirect?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly will I receive a lending decision after applying online?
During business hours, you may receive a pre-approval decision almost immediately, and final approval usually within 48 hours, often the same day.
What vehicles are acceptable for securing a Secured Loan at LendDirect?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are accepted.
Does LendDirect accept customers with less than perfect credit for car collateral loans?
Yes, credit score is just one factor considered, and LendDirect helps customers with various credit scores.
Can I have both a Secured Loan and a Line of Credit at the same time with LendDirect?
No, customers are not eligible to have these loans simultaneously.
Where is LendDirect located and what are their business hours?
LendDirect is located at 1488 4th Ave. Suite 303, Prince George, BC, V2L4Y2, Canada, and is open Monday to Friday from 9:00 AM to 6:00 PM, closed on weekends and public holidays like November 11, 2025.
Are there nearby places where I can enjoy coffee or meals before or after visiting LendDirect?
Yes, nearby options include Ristretto Coffee House for coffee, Booster Juice for smoothies, and North 54 Restaurant and Bar for meals and drinks.
What nearby financial institutions can help me withdraw funds or discuss banking after visiting LendDirect?
Nearby banks include Scotiabank, TD Bank, TD Canada Trust Branch and ATM, and Canadian Western Bank, providing convenient financial services close to LendDirect.
Are there any nearby legal services available if I need assistance related to financial or personal matters?
Nearby legal services include Traxler Haines and Legal Aid-Legal Service Society, as well as Gregory Petrisor, who specializes in divorce and family law and general litigation.