Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
128 reviews
5 stars
106
4 stars
11
3 stars0
2 stars0
1 star
11
- JNJennifer NjosNov 4, 20255.0This line of credit was outstanding Maria the assistant manager was helpful and pleasant with the whole process in getting me my loan.
- CMCarolyn MuellerNov 3, 20255.0Secured loan: We are so thankful for the clarity and help that we received today. Thank you so much!
- MMMonique MomoOct 16, 20255.0Loc: wonderful staff working there Maria is sooo polite and friendly She makes me so comfortable She’s quick at her job and treat you with respect. Thanks Maria You rock 🥂
- RTRay TorjussonSep 16, 20255.0Line of credit :-thank you to Maria, for the excellent service q
- GDGerry DeanSep 5, 20255.0Aiden and his staff were exceptional great customer service
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans electronically funded up to $25,000 to help bridge a financial gap.
How can I apply for a loan with LendDirect?
You can apply for a loan online, by phone, or at one of LendDirect's branches in Canada.
What is a Line of Credit and how does it work?
A Line of Credit is a personal loan that lets you borrow any amount at any time up to your approved credit limit without needing to reapply for funds.
What do I need to apply for a Line of Credit?
You need to be at least 18 years old, have a valid ID, an open bank account in your name, proof of recurring income, and be a Canadian resident.
What vehicles are acceptable to obtain a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are accepted.
How soon can I receive the funds after approval?
You can receive direct deposit funds with timing depending on your bank, or receive funds in as little as 15 minutes with an Interac e-Transfer.
Are there any restrictions on having both a Secured Loan and a Line of Credit?
Currently, customers are not eligible to have both a Secured Loan and a Line of Credit at the same time.
Where is LendDirect located and what are its business hours?
LendDirect is located at 2755 Lougheed Highway, Suite 260, Port Coquitlam, BC, V3B 5Y9, Canada. It is open Monday to Friday from 9 AM to 6 PM and closed on weekends and holidays.
What nearby financial services can help me plan alongside my loan with LendDirect?
Nearby financial services include Alex Choi - TD Account Manager Small Business, Frank Ding - TD Financial Planner, and TD Canada Trust ATM, which can assist with financial planning and banking needs.
Are there convenient places to eat near LendDirect for customers visiting the branch?
Yes, nearby restaurants such as Ramen Bella Poco, IHOP, Pho Huy, Solar Pho, and cafes like Chatime Coquitlam Enterprises Ltd offer dining options for customers before or after their visit.
What nearby services should I know about when visiting LendDirect in Port Coquitlam?
Nearby services include PoCo Dry Cleaners for laundry, The Eye Opener Optical for eyewear, and NIA Nails and Spa for beauty treatments, providing convenience during your visit.