Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
145 reviews
5 stars
126
4 stars
10
3 stars1
2 stars1
1 star
7
- SSSudy SazgarOct 15, 20255.0I like their service, over the phone they are really helpful. A lady helped me set up account and use my loan online Wonderful
- ZAZari AghaeiAug 8, 20255.0Great customer service and patient staff Totally recommended đź‘Ś Mina was so helpful with my loan
- NTNova TregaskisAug 1, 20251.0The assistant manager left me waiting for 20 minutes without asking what service I was waiting for, only to be told they no longer do western union money transfers. There was a sign inside of western union and it’s also listed on the western union site. Total waste of my time and a terrible experience.
- HJHamed JabbariJun 10, 20251.0I tried several times to receive money from Western Union. On one occasion, I went to collect $2,500, but a staff member named Mina told me, “We don’t have cash.” Another time, I attempted to receive $500, and again, she said, “We don’t have cash.” However, I’ve never had any issues with other staff members. I find this pattern strange and believe it needs further investigation. It’s hard to understand how a financial branch wouldn’t have even $500 available. I suspect she may be doing this intentionally.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers electronically funded Line of Credit and Secured Loans up to $25,000 to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply online, by phone, or at a branch. The application process is quick and easy.
What are the requirements to apply for a Line of Credit with LendDirect?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How quickly will I receive lending approval after applying online?
During business hours, pre-approval decisions are often immediate, with final approval provided shortly after verification, typically within 48 hours or the same day.
Can I get a Secured Loan if my vehicle is older than 10 years?
Yes, LendDirect offers Secured Loans for vehicles up to 20 model years old and with less than 250,000 kilometers.
What types of vehicles are accepted as collateral for a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, and vans are accepted.
Can I make loan payments at a LendDirect branch?
Yes, you can make payments online or at a branch using your debit card. Cash payments are not accepted, but Interac e-Transfer and AutoPay options are available.
Where is LendDirect located in North Vancouver?
LendDirect is located at 252 Esplanade West, Suite 206, North Vancouver, BC, V7M 0E9, Canada.
What nearby services can I visit before or after my loan visit to LendDirect?
Nearby services include Sands & Associates for debt relief, Flexable Therapeutics for physical therapy, and BR 101 Auto Sales if you're considering vehicle options for a Secured Loan.
Are there nearby financial and real estate services around LendDirect?
Yes, you can find NOVAA for accounting and financial advising, One Stop Mortgage Corp. for mortgage services, and Cascadia Green Real Estate Investment Trust for real estate investment nearby.
What health and wellness options are close to LendDirect in North Vancouver?
Nearby health services include La Peau Skin Lab for medical spa treatments, Hollyburn Eye Clinic for optometry, and Synergy Physio for physical therapy and acupuncture.