Business Details
About
Loan Agencyeasyfinancial
easyfinancial in Nanaimo provides a better option to expensive payday lenders. If you've been turned down by the bank, we will help you get the personal loan you need. Fast, convenient access to cash when others won't approve.
Details
- Requires appointmentNot available
Location
Hours
Reviews
4.3
75 reviews
5 stars
56
4 stars
8
3 stars0
2 stars0
1 star
11
- CCCliff ClarkApr 4, 20251.0In 2023 I had an emergency and had to get a $12,000 loan from them. I made payments of $262 every two weeks for about 2 years ($13,524) then got a real loan from my bank to pay off the balance which apparently was still $11,110. After my bank sent them the money, about a week later they tried to hit my bank account for another $262. I figured it was a mistake, as I have the payout notice and was even refunded $93 for over payment. Now 4 months later they say that the $262 is still owing and with interest it is now over $1400. DO NOT BORROW FROM THESE PEOPLE. A loan shark has better interest rates. These 5 star reviews are paid for.
- RLReece LuckeJul 19, 20215.0Loan was very quick, the representative (Harsh) was very responsive and answered all my questions.
- GGGloria GivenFeb 10, 20215.0Harsh was so helpful with my questions about improving my credit. I appreciated the time he took to explain strategies and the prompt service I received for my loan was excellent!
- JMJazmyn MaczaSep 3, 20204.0Very polite and helpful staff from my experience.
Frequently Asked Questions About easyfinancial Services
Are there any upfront fees associated with a Personal Loan application?
There are no upfront fees to apply for a Personal Loan.
What documents are needed to get an approval for a Personal Loan?
We require the following documents: 1. Two most recent pay stubs 2. Last 90 days of banking information 3. 1 recent bill addressed to your current home 4. A piece of non-expired government photo ID.
What are the minimum requirements needed to qualify for a loan?
The minimum requirements to qualify for a loan are: 1. Age – depending on the province, the minimum age is either 18 or 19. 2. Employment Status - Your employment status must be full-time, part-time, self-employed, seasonal, maternity leave, retired (pension), or disabled. A customer’s employment status cannot be social assistance (i.e. welfare) or unemployed (EI) (unless the EI income is a result of maternity leave or a seasonal layoff). 3. Residency status - A customer must be a Citizen of Canada or a Resident of Canada whose status is Permanent Resident, Work Permit, or Foreign Student for at least 6 months. A customer whose Residency Status is Visitor or Other is not eligible for a loan. 4. Minimum Income - A customer must have a minimum monthly net income of $1,200 of which $1,000 must be full-time, part-time, self-employed, disability or pension.
Are there any upfront fees when applying for a personal loan at easyfinancial Services in Nanaimo?
No, there are no upfront fees to apply for a Personal Loan.
What documents are required to get approved for a personal loan at easyfinancial Services Nanaimo?
You need to provide two most recent pay stubs, last 90 days of banking information, a recent bill addressed to your current home, and a non-expired government photo ID.
What are the minimum requirements to qualify for a loan at easyfinancial Services in Nanaimo?
You must meet age requirements (18 or 19 depending on the province), have acceptable employment status, be a Canadian citizen or resident with at least 6 months status, and have a minimum monthly net income of $1,200 with at least $1,000 from full-time, part-time, self-employment, disability, or pension sources.
What types of loans and financial products does easyfinancial Services Nanaimo offer?
They offer debt consolidation loans, bad credit loans, personal loans, car loans, installment loans, home equity loans, auto loans, home loans, retail financing, and small business loans.
Does easyfinancial Services Nanaimo require appointments to apply for loans?
No, appointments are not required to apply at this location.
What are the customer service hours for easyfinancial Services in Nanaimo?
The branch is currently closed all days of the week.
Where is easyfinancial Services located in Nanaimo?
They are located at 601 Bruce Ave, Unit 102, Nanaimo, BC, V9R 3Y6, Canada.
Are there other easyfinancial or related stores near easyfinancial Services Nanaimo?
Yes, Easyhome, Easyfinancial, and easyhome Lease to Own stores are nearby, which offer appliances, home goods, rentals, and financial services. Customers can conveniently visit these locations for related services before or after visiting easyfinancial Services.
What nearby places can I visit for dining options near easyfinancial Services Nanaimo?
Nearby dining options include Donair Dude (Mediterranean), Baby Salsa Mexican Restaurant, Ai Sushi Go (Japanese/Sushi), Rhythm Chinese Restaurant, Domino's Pizza, Subway, and Meltwich Food Co. Customers can enjoy a meal or snack in the area surrounding the financial services location.
Are there convenient shopping or grocery stores near easyfinancial Services in Nanaimo?
Yes, University Village Mall, Buy-Low Foods supermarkets, Value Village thrift store, Quality Foods, and University Village Liquor Store are nearby. Customers can combine errands like grocery shopping or retail visits with their visit to easyfinancial Services for added convenience.