Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
141 reviews
5 stars
125
4 stars
8
3 stars2
2 stars1
1 star
5
- PAPam AllenJun 9, 20255.0Janet was so helpful and treated me wonderful made me feel st eas very professional 5 star customer service
- CGChris GudielJun 2, 20251.0Manager who took over for Carol needs to be educated a bit more in the realm of customer service. Seems like her phone is more important than finding a solution and troubleshooting.
- RFRiley Feser-grayMay 10, 20245.0The experience I had there was great. They were very helpful, friendly, nice and quick. The lady that helped me (Janet) when I walked in for a payday loan went above and beyond. I Went in for a payday loan and walked out with a line of credit that was better for my situation. She wanted to help me and get what was best for me, and with a suggestion of a line of credit, I Didn’t feel pressured as she really explained everything well and was informative of any questions that I had regarding it. Cash money maple ridge made me feel comfortable and was very helpful when I was in need of a little extra cash. I would recommend people to this place if they are ever in need of a loan or line of credit. They exceeded my expectations by far.
- SSShazzaLeeDec 13, 20185.0Always great service! The ladies are courteous, informative, & always willing to help.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans with electronically funded loans up to $25,000.
How can I apply for a loan with LendDirect?
You can apply online, by phone, or at a branch. Visit the loans page to see if LendDirect services your province.
What are the requirements to apply for a Line of Credit?
Applicants must be at least 18 years old, have valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
Can I get loan approval quickly when applying online?
During business hours, pre-approval decisions are almost immediate. Final approval, if verification is needed, takes no later than 48 hours, often the same day.
What vehicles qualify for a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, SUVs, pick-up trucks, vans, and off-road trucks are acceptable.
How do I receive my loan funds?
Funds can be direct deposited to your bank account or received via Interac e-Transfer®, which can be as fast as 15 minutes.
Are payments accepted at the branch and what forms of payment are available?
Payments can be made online via Interac e-Transfer or AutoPay, and at a branch using your debit card. Cash payments are not accepted.
Is LendDirect currently open to serve customers at 22444 Lougheed Hwy, Maple Ridge?
The location is temporarily closed.
What nearby financial services can help if I need additional support while visiting the area?
Nearby financial services include Cash Money, Western Union, Prospera Credit Union, BMO Bank of Montreal, and Credit Unions of BC, which may assist with currency exchange, loans, or banking needs.
Are there nearby dining options if I visit LendDirect?
Yes, nearby dining includes Chicko Chicken Maple Ridge (Korean cuisine), Indian Zaika Restaurant, freshii (vegetarian and health foods), and Pizza Pizza for casual or quick meals.
What local services are available near LendDirect for personal care and wellness?
Nearby services include COCO nails studio for beauty, Orenda Wellness Inc. for massage therapy, Mr Mustache Barbershop for grooming, and various counseling and medical services like Carolyn Heppner Counselling and Ridge Meadows Endodontics.