Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
177 reviews
5 stars
144
4 stars
17
3 stars1
2 stars1
1 star
14
- LBlile batselashviliSep 17, 20255.0I had a wonderful experience at this branch! The employees are fantastic – they were extremely kind, helpful, and went out of their way to make sure I was taken care of. I really appreciate how friendly and supportive they were with me. It’s rare to meet a team that treats customers with such respect and positivity. Thank you for your excellent service! 💫❤️
- LMLasha MjavanadzeSep 17, 20255.0A very good company, with very nice employees
- HWHannah WintherAug 29, 20255.0Akshara and Gurjit are so very helpful Very Knowledgeable and awesome at there Job. Top knock service polite always nice. They really should be rewarded for excellent service 👏👏👍 Thank you so much Akshara and Gurjit Hannah 😃
- BJBim JohnAug 27, 20255.0Akshara was friendly and very helpful!
- NCNorma ColledgeJul 18, 20255.0They were all so helpful, they saved me today THANK YOU THANK YOU
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans to help bridge financial gaps with loans up to $25,000.
How can I apply for a loan with LendDirect?
You can apply online, by phone, or at a branch for quick and easy loan applications across Canada.
What are the requirements to apply for a Line of Credit?
Applicants must be at least 18 years old, have valid ID, an open bank account in their name, proof of recurring income, and be Canadian residents.
What is a Line of Credit advance at LendDirect?
It allows you to withdraw funds from your approved credit limit anytime without advance fees, accessible online, by phone, or at a branch.
What vehicles are acceptable for obtaining a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, SUVs, off-road trucks, pickup trucks, and vans are accepted.
How quickly can I receive funds after approval?
You can receive funds via direct deposit or as fast as 15 minutes using Interac e-Transfer® after approval and verification.
Can I have both a Secured Loan and a Line of Credit at the same time with LendDirect?
No, customers are currently not eligible to have both types of loans simultaneously.
What are LendDirect's branch hours of operation?
LendDirect is open Monday to Friday from 9:00 AM to 7:00 PM, and Saturdays from 9:00 AM to 5:00 PM. The branch is closed on Sundays and Nov 11 (holiday).
Which nearby places can I visit around LendDirect's branch at 20221 Fraser Hwy, Langley?
Nearby you can visit Starbucks Canada for coffee, NY Grill & Bistro for dining, and Fraser Medicine Centre Pharmacy for health needs, all within close proximity.
How can nearby locations like Cash Money and Scotiabank assist me when visiting LendDirect?
Cash Money offers additional financial services nearby, and Scotiabank can assist with banking needs, making it convenient to handle multiple financial tasks in one area.
Are there any local amenities near LendDirect useful for customers?
Yes, besides financial services, there are several restaurants like Sushi Ami and Apna Indian Kitchen nearby, so customers might enjoy a meal before or after their visit.