Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
211 reviews
5 stars
173
4 stars
23
3 stars
6
2 stars0
1 star
9
- FAfrancis alexanderSep 11, 20255.0Navi did very excellent work on helping me setup and with loan
- GRGerard RobillardAug 27, 20255.0The staff at Cash Money are super amazing specially Morgan
- HBheaty botJun 10, 20255.0Very nice employees kind and helpful
- JPJessica PageFeb 20, 20251.0my.boyfriend went to the store and he usually gets one thousand fifty last month and this time he only got 550 so I am complaining. That aint right.
- BCBrandi CharleySep 26, 20235.0Navreet was very helpful and patient. She explained things well. Even made sure all the information I gave was correct. She is very organized.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Lines of Credit and Secured Loans with electronically funded amounts up to $25,000 to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply online, over the phone, or at a branch to get a quick and easy loan application process.
What are the requirements to apply for a Line of Credit at LendDirect?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be Canadian residents.
What vehicles are acceptable for a Secured Loan?
Standard passenger vehicles including hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, and vans are acceptable.
Can I get a Secured Loan with a less than perfect credit score?
Yes, LendDirect considers various factors beyond just credit score when processing loan applications.
What are LendDirect's operating hours?
LendDirect is open Monday to Friday from 9:00 AM to 6:00 PM and closed on weekends and certain public holidays.
Does LendDirect offer payments in cash at branches?
No, cash payments are not accepted. Payments can be made via Interac e-Transfer, AutoPay online, or at a branch with a debit card.
What nearby places can I visit when visiting LendDirect?
Nearby you can visit Towne Centre Mall and The District on Bernard, both are shopping centers offering various stores and services to enjoy before or after your loan visit.
Are there nearby food options near LendDirect?
Yes, nearby dining options include Cool Wings (a chicken and fast food restaurant), The Nook Cafe + Bar, and Molly's Best Cup diner for meals around your visit.
How can nearby professional services near LendDirect assist me?
Nearby services like WealthLINK Financial Services and Sterling Advisory provide financial advising and insurance services that can complement your loan needs.