Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.7
331 reviews
5 stars
281
4 stars
30
3 stars
9
2 stars3
1 star
8
- NBNarcisse Baptiste2 days ago5.0Got the loan fast and easy
- JCjennifer camilleNov 14, 20255.0I was insecure, very nervous isshaan calmed me, very friendly and understanding. I was comfortable. In the end.
- AYAngela YoungSep 22, 20255.0Isshaan was so wonderful, and incredibly helpful. He was kind, informative, and stayed cool despite technical difficulties. I am very grateful for his help, even working late to make sure we were taken care of.
- PYpaula yorkeSep 11, 20255.0isshaan was excellent would recommend to others thank u for all ur hard work
- ASannette storryAug 21, 20255.0Very friendly
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What loan products does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans with electronically funded loans up to $25,000.
How can I apply for a loan at LendDirect?
You can apply online, over the phone, or at a branch for a quick and easy loan application.
What are the requirements to apply for a Line of Credit?
Applicants must be at least 18 years old, have a valid ID, an open bank account, proof of recurring income, and be a Canadian resident.
What types of vehicles are acceptable for a Secured Loan?
Standard passenger vehicles such as hatchbacks, sedans, off-road trucks, SUVs, pick-up trucks, or vans are acceptable.
Does LendDirect help customers with less than perfect credit scores?
Yes, they consider various factors beyond credit score when processing loan applications.
Can loan funds be received quickly?
Yes, funds can be direct deposited to your bank account or received in as little as 15 minutes via Interac e-Transfer®.
Is LendDirect open on weekends?
No, LendDirect is closed on Saturdays and Sundays. They are open Monday to Friday from 9:00 AM to 6:00 PM.
Are payments accepted in person at LendDirect branches?
Yes, you can make payments at a branch using your debit card, or online via Interac e-Transfer or AutoPay. Cash payments are not accepted.
Which nearby real estate agencies can I visit after consulting with LendDirect?
Nearby real estate agencies include Cindy Burroughs Kamloops Luxury- REAL Broker, Terry Lynds Personal Real Estate Corp, Harman Lidder - eXp Realty, and several others in Kamloops.
How can nearby counseling services be helpful to customers of LendDirect?
Nearby counseling services like Robin's Nest Clinical Counselling and Concussion Services and Currents Counselling offer mental health support which might assist customers managing financial stress.
What IT and professional services are conveniently located near LendDirect's branch?
Adroit Technologies Ltd. and Vadium Security Inc. offer IT support, web design, and professional services close to LendDirect's location in Kamloops.