Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
35 reviews
5 stars
33
4 stars0
3 stars0
2 stars0
1 star
2
- RARahul Arora5 days ago5.0I just come to lend direct and vicky helps me alot and provide me the things i need..Lastly thanku vickyđź‘Ť
- AMAdam McClymontNov 14, 20255.0Amazing staff!! Very knowledgable and courteous! A special thank you to Vicky! Highly recommended!
- SDSABITA DEVIOct 30, 20255.0I’m really perfectly happy with whatever I got help with. Vicky explained everything in detail about secured auto loan and I am very confident to send my friends to this place. Keep us the good work!
- GSGagandeep sokhiOct 29, 20255.0I had a great experience with LENDDIRECT! Both Vicky and Amandeep were extremely helpful and professional throughout the process. They guided me through my loan application, answered all my questions, and made everything quick and easy. My loan was approved right away, and I received the funds immediately. I really appreciate their excellent service and friendly attitude — highly recommended!
- JMJaspreet MattuOct 17, 20255.0Really good experience with this company. Amandeep Bhangu helped me a lot. Explained me everything in simple way.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans electronically funded up to $25,000 to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply online, by phone, or at a branch for a quick and easy loan application.
What are the requirements to apply for a Line of Credit?
Applicants must be at least 18 years old, have a valid ID, an open bank account in their name, proof of recurring income, and be a Canadian resident.
How long does it take to get a lending decision if I apply online?
Pre-approval decisions are almost immediate during business hours, with final approval typically within 48 hours or often the same day.
Can I get a Secured Loan if my vehicle is over 10 years old?
Yes, Secured Loans are available for vehicles up to 20 model years old and with less than 250,000 kms.
Does LendDirect accept cash payments at branches?
No, cash payments are not accepted; payments can be made via Interac e-Transfer, AutoPay online, or at a branch with a debit card.
Is LendDirect wheelchair accessible and do they require appointments?
Yes, LendDirect has wheelchair accessible entrances and does not require appointments for service.
What nearby services can I find close to LendDirect in Delta, BC?
Nearby you can find B Coral Laser Lounge for medical spa services, Cash Money for installment loans, and Envision Financial as a bank credit union.
Are there dining options near LendDirect's location?
Yes, McDonald's Canada is nearby for fast food, and Cheers Night Club offers a bar and dance club for nightlife entertainment.
What healthcare-related services are nearby LendDirect?
Nearby healthcare services include Harvard Dental Centre, Nicholson Dental, PhysioMaxx for physical therapy, and Basra Chiropractic Clinic.