Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
192 reviews
5 stars
147
4 stars
32
3 stars
6
2 stars0
1 star
7
- MSmark sutherland2 days ago1.0Branch are great people. The company is horrible, money goes missing with now explanation.
- RArufa agustinOct 31, 20255.0Ladies at Chilliwack branch great customer service very helpful. I want to recommend this branch they are accommodating and willing to help.
- RWRyan WOct 10, 20255.0Sara was great, very helpful and knowledgeable. Made the whole process very easy!
- RKR KrahnMay 10, 20185.0The only place i can count on to borrow money without jumping through so many hoops.
Frequently Asked Questions About LendDirect
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans up to $25,000, electronically funded to bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply online, by phone, or at a branch to access loans quickly and easily in Canada.
What do I need to apply for a Line of Credit at LendDirect?
Applicants must be at least 18, have a valid ID, a Canadian bank account, proof of recurring income, and be a Canadian resident.
How long does it take to get a lending decision if I apply online?
During business hours, you may receive instant pre-approval, with final approval usually within 48 hours, often the same day.
Can I get a Secured Loan if my vehicle is over 10 years old?
Yes, Secured Loans are available for vehicles up to 20 years old and with 250,000 kms or less.
Does LendDirect help customers with bad credit?
Yes, LendDirect considers various factors beyond credit score and helps customers with different credit histories.
Where is LendDirect located and what are its hours?
LendDirect is located at 120-45863 Yale Rd, Chilliwack, BC, and is open Monday to Friday from 9:00 AM to 6:00 PM, closed on weekends and holidays.
Are there any nearby financial services that can complement LendDirect's offerings?
Yes, nearby financial services include Cash Money and Western Union for money transfers and currency exchange, which can be useful before or after visiting LendDirect.
What nearby healthcare services are available near LendDirect?
Nearby you can find Chilliwack Virtual/Medical Clinic for walk-in medical needs and Pro-Health Pharmacy for medical supplies and prescriptions.
What dining options are near LendDirect for customers looking to eat?
Nearby restaurants include Pho Galaxy for Vietnamese cuisine, bbq Chicken for Korean chicken, Yale Sushi for Japanese sushi, and The Yellow Deli for sandwiches and delicatessen.