Business Details
About
Loan Agency
LendDirect is happy to help with your Line of Credit and Secured Loan needs. We offer electronically funded loans up to $25,000 to help bridge a financial gap. Quick and easy loan application for loans in Canada. Simply apply for money online, by phone, or at a branch. Visit us today!
Details
- Requires appointmentNot available
- Online appointmentsNot available
- Onsite servicesAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
296 reviews
5 stars
264
4 stars
21
3 stars3
2 stars1
1 star
7
- MMMedhanie MaekeleSep 11, 20255.0Great experience at this store and very positive energy, Diksha explain about Line of credit features
- ISIqbal SinghSep 6, 20255.0Thanks Gurpreet , She helped me getting my approval in a minutes . Thank you. I really like their service .
- MSMyra ShahAug 28, 20255.0The staff is very courteous and friendly here! I give them five stars plus many more!
- GSGurchetan SharmaAug 28, 20255.0Gurpreet is always such a pleasure to deal with! She is super helpful with my Cash Money account. Her professionalism and positive energy really stand out—she makes customers feel welcome and valued every time. Highly recommend her service!
- ZCZongo CanadaAug 23, 20255.0I like Gurpreet Kaw her professionnel and Nice job. Thanks for everything today.
Frequently Asked Questions About LendDirect - Temporarily Closed
What is a Line of Credit?
A Line of Credit is a personal loan that can be used for ongoing personal expenses. It gives you access to your money when you need it. Once you’re approved, you will receive your loan credit limit. You have the flexibility to borrow any amount at any time, up to your approved credit limit. No need to reapply to access funds – if you have available credit, you can request additional advances.
What do I need to apply for a Line of Credit?
To apply with LendDirect, you will need to be at least 18 years old and have the following:
A valid ID
An open bank account in your name
Proof of recurring income
Be a Canadian resident
How can I apply?
You can apply online, over the phone or at a branch. To see if LendDirect services your province, visit our loans page.
If I apply online, how long will it take to get a lending decision?
During business hours, applicants may receive a pre-approval decision almost immediately. Should final approval require verification, you will be notified immediately. Once we received your files, you should have your final lending decision shortly, no later than 48 hours, often the same day.
What is a Line of Credit advance?
Simply put, an advance is a convenient Line of Credit feature that allows you to withdraw funds from your personal Line of Credit when you need them. LendDirect offers unlimited advances up to your credit limit, all with no advance fees. You can access advances online, over the phone, or at a branch, if you have available credit.
What vehicles are acceptable to obtain a Secured Loan?
We accept standard passenger vehicles such as hatchback cars, sedans, off-road trucks, SUVs, pick-up trucks, or vans.
How do I get my funds?
You can direct deposit your money to your bank account (funds availability varies by bank) or you could receive your loan in as little as 15 minutes when you choose Interac e-Transfer®.
Can I get a car collateral loan if I have a less than perfect credit score?
We're happy to help Customers with various credit scores. A credit score is just one of many factors we consider when processing loan applications.
Can I get a car equity loan for a vehicle that is over 10 years old?
Yes! Our Secured Loan product can be offered for vehicles of 20 model years or newer and limited to 250,000 kms or less.
Can I get a loan on a financed car?
Please contact a LendDirect branch near you so we can help with your specific situation.
Can a Secured Loan help me build credit?
There are multiple factors that affect your credit score. We report Secured Loan payment history to Equifax® Canada credit reporting agency so it can help build your credit if used responsibly. One way to help build credit† is by making your payments on time.
Is a Secured Loan a good idea?
It can be a good option when you need more funds than an unsecured loan may offer.
Can I have a Secured Loan and a Line of Credit at the same time?
Currently, Customers are not eligible to have these loans at the same time.
Can I make payments in a branch?
You have options, online and at a branch! LendDirect does not accept cash payments, but you can make a payment in a snap with Interac e-Transfer or set up AutoPay in your online account, or pay at a branch with your debit card.
What types of loans does LendDirect offer?
LendDirect offers Line of Credit and Secured Loans, with electronically funded loans up to $25,000 to help bridge financial gaps.
How can I apply for a loan with LendDirect?
You can apply for a loan online, by phone, or at a branch. Applications are quick and easy for Canadian residents.
What are the requirements to apply for a Line of Credit with LendDirect?
Applicants must be at least 18 years old, have valid ID, an open bank account in their name, proof of recurring income, and be Canadian residents.
How long does it take to get a lending decision when I apply online?
During business hours, you may receive a pre-approval decision almost immediately, with a final decision usually within 48 hours, often the same day.
Can I get a Secured Loan for a vehicle that is over 10 years old?
Yes, Secured Loans can be offered for vehicles up to 20 model years old and with less than 250,000 kms.
Is LendDirect currently open?
LendDirect - Temporarily Closed indicates the location is currently closed.
What are LendDirect's business hours when open?
When open, LendDirect's hours are Monday to Friday from 9:00 AM to 7:00 PM and Saturday from 9:00 AM to 5:00 PM; closed on Sundays.
Are appointments required to visit LendDirect?
No appointments are required to visit LendDirect, and they offer onsite services.
How can customers reach LendDirect for service or inquiries?
Customers can contact LendDirect at +1 604-519-2274 or email CustomerService@LendDirect.ca.
What nearby places can I visit around LendDirect in Burnaby?
Nearby places include Cash Money for installment loans, Western Union for currency exchange, and Kouri Flute Academy for music lessons.
Is there a good place to eat near LendDirect in Burnaby?
Yes, there are several nearby restaurants such as A&W, Kung Jung Kalgook Soo Korean Restaurant, and DooBoo Korean Restaurant.
What nearby service can help if I need car assistance while at LendDirect?
Mundie's Towing & Recovery is nearby for emergency roadside assistance and automotive services.