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Copper State Credit Union is a local Arizona credit union that strives to empower Arizona families to achieve financial prosperity. From maintenance fee-free checking accounts to fairly priced loans, Copper State CU offers Arizonans a smarter way to bank. With a wide range of products and services, we cater to all your banking needs, offering checking and savings accounts, loans, mortgages, investment services and business deposits and loans. Our members have access to cutting-edge financial services such as a mobile app with check deposit and free credit score monitoring, while also enjoying the benefit of a dedicated local team ready to help them achieve their financial goals. For more on Copper State CU, visit copperstatecu.org or download our iOS or Android mobile app.
It's like any other bank these days.They live off over draft fees. The only reason I stay with them is the people working for them.
ND
Natasha Dalton
Dec 16, 2025
5.0
I ABSOLUTELY love this credit union and the staff that work here. If I could give 10 stars I would. I came here from another credit union that I was with for many many years and I have to say it’s been the best experience ever. This credit union really makes me feel like family and like they genuinely care. I also want to say that when it comes to all of the services they offer, just wonderful! I love the cashback checking and savings. I worked with the loan officer Anthony who was AMAZING! He walked me through and explained the ins and outs about the auto loan process from beginning to end. And I got approved for it. He explained everything so well and it made it easy to understand. He was very kind and patient. Just stellar customer service. We are in the same line of work so it was great to speak to someone who actually understood because we were playing phone tag for a minute there. And Tod was just AWSOME! He helped me find the right car and was able to give me some good pointers. He broke everything down and went wayyyyyy above and beyond. He was genuinely interested in what I was looking for in a vehicle and what I could afford and what I was comfortable with from the type of car, features, and size right down to the color. He took all the leg work out of it for me. Even brought the car to me and let me test drive it. I felt like I actually knew him forever. It just felt like a family vibe and didn’t feel like just business. I was shown so much love and not just from these two but with the credit union as a whole. I cannot say enough about it. I was able to get a car loan with ease. Again, I was with my other credit union for many years and couldn’t get as much as a credit card from them. I’m just so happy to be a member for over a year and will refer this credit union to any and everyone. I just wanna say keep up the good work and thank you, thank you, thank you.
GB
Gem Boehm
Dec 2, 2025
5.0
Thanks for always take great care of me! (From a sister credit union)
PR
Pascual Rocha
Oct 3, 2025
5.0
Rosa was so helpful. I recently suffered a seizure a week ago and she was very patient with me cashing a check. 5 stars for her patience and effort!
Frequently Asked Questions About Copper State Credit Union
What types of accounts does Copper State Credit Union offer?
Copper State Credit Union offers checking, savings, certificates, money market, retirement accounts, and business accounts including checking, savings, money market, and certificates.
What loan products are available at Copper State Credit Union?
They provide auto, boat, RV, pool, personal lines of credit, personal, student, adventure, home equity lines of credit, home equity, home, and business loans.
Does Copper State Credit Union have any mobile banking services?
Yes, members can use the mobile app for banking, including features such as check deposit and free credit score monitoring.
What are the regular business hours of Copper State Credit Union?
The credit union is open Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and closed on weekends.
Where is Copper State Credit Union located?
It is located at 1640 W. Thomas Road, Encanto, Phoenix, AZ 85015, USA.
How can I contact Copper State Credit Union for marketing inquiries?
You can email marketinginfo@copperstatecu.org or call their main phone number at +1 623-580-6000.
Are there other credit unions near Copper State Credit Union?
Yes, nearby is the Southwest Healthcare Credit Union, which offers similar financial services and ATMs.
Can I find dining options near Copper State Credit Union?
Yes, Luanas Coffee and Beer offers coffee, cafe-style food, and pizza nearby, and McGurkees JP Sandwich Shop and Mu Shu Asian Grill provide fast food and Asian fusion cuisine respectively.
What professional services are available near Copper State Credit Union?
Nearby professional services include law offices such as Law Office of Shaw and Gould and Palmer Law Offices, as well as insurance agencies like Citywide Insurance and John Herrera Agency.
Does Copper State Credit Union provide specialized financial planning services?
Yes, they offer investment services, estate planning, life insurance, and retirement planning to help members achieve financial goals.