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Copper State Credit Union is a local Arizona credit union that strives to empower Arizona families to achieve financial prosperity. From maintenance fee-free checking accounts to fairly priced loans, Copper State CU offers Arizonans a smarter way to bank. With a wide range of products and services, we cater to all your banking needs, offering checking and savings accounts, loans, mortgages, investment services and business deposits and loans. Our members have access to cutting-edge financial services such as a mobile app with check deposit and free credit score monitoring, while also enjoying the benefit of a dedicated local team ready to help them achieve their financial goals. For more on Copper State CU, visit copperstatecu.org or download our iOS or Android mobile app.
Rosa was so helpful. I recently suffered a seizure a week ago and she was very patient with me cashing a check. 5 stars for her patience and effort!
SS
Services
Sep 3, 2025
4.0
They just take a long time.🤦🏾‍♂️
BC
Bryan Centeno
Dec 14, 2022
5.0
AMAZING SERVICE! I LOVE THIS APP!
ZZ
Zack
Oct 28, 2022
1.0
I joined CSCU at the recommendation from Dave Ramsey. The overdraft fees pile on even when my account says I have funds available, suddenly many more charges show up and I accrue more fees.
About 6 months ago my girlfriend was laid off and I had to work extra OT to keep the mortgage afloat. Over that time I accrued several dozen fees of $33 each.
Today I scheduled an appt to see if there could be any exceptions made to reverse so many fees now that my girlfriend is working again and I had time to actually go in to explain the extenuating circumstance regarding why I had so many fees the past few months. It was already embarrassing enough as it is, but I’ve done what I can to keep our home for us and our 2 kids.
They said they can only reverse 7 fees. “The system won’t allow any more”.
I joined this CU as opposed to a bank because they’re supposed to be non-profit and care. It has not felt that way at all, and I had to leave exceedingly disappointed and still very embarrassed. If you’re looking for a personable “not for profit” financial institution, please look elsewhere. I am writing this emotional and defeated right after leaving with my tail between my legs.
Convenient for them to simply say “the system won’t allow me”.
Frequently Asked Questions About Copper State Credit Union
What types of accounts does Copper State Credit Union offer?
Copper State Credit Union offers checking, savings, certificates, money market, retirement accounts, and business accounts including checking, savings, money market, and certificates.
What loan products are available at Copper State Credit Union?
They provide auto, boat, RV, pool, personal lines of credit, personal, student, adventure, home equity lines of credit, home equity, home, and business loans.
Does Copper State Credit Union have any mobile banking services?
Yes, members can use the mobile app for banking, including features such as check deposit and free credit score monitoring.
What are the regular business hours of Copper State Credit Union?
The credit union is open Monday to Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and closed on weekends.
Where is Copper State Credit Union located?
It is located at 1640 W. Thomas Road, Encanto, Phoenix, AZ 85015, USA.
How can I contact Copper State Credit Union for marketing inquiries?
You can email marketinginfo@copperstatecu.org or call their main phone number at +1 623-580-6000.
Are there other credit unions near Copper State Credit Union?
Yes, nearby is the Southwest Healthcare Credit Union, which offers similar financial services and ATMs.
Can I find dining options near Copper State Credit Union?
Yes, Luanas Coffee and Beer offers coffee, cafe-style food, and pizza nearby, and McGurkees JP Sandwich Shop and Mu Shu Asian Grill provide fast food and Asian fusion cuisine respectively.
What professional services are available near Copper State Credit Union?
Nearby professional services include law offices such as Law Office of Shaw and Gould and Palmer Law Offices, as well as insurance agencies like Citywide Insurance and John Herrera Agency.
Does Copper State Credit Union provide specialized financial planning services?
Yes, they offer investment services, estate planning, life insurance, and retirement planning to help members achieve financial goals.