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Loan AgencyInvestment Service
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
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- HHHeather HunsdonApr 1, 20251.0I will never take out another loan from Republic Finance again or recommend them to anyone after today. My due date is the 27th of the month, today is the 30th. So that means I am only 3 days late making my payment, and this place has the audacity to call me at my job while I am running around as the only server in a busy restaurant. They harrassed my boss and could have potentially gotten me fired, all because I am 3 days late??!!! And then if I had lost my job how would I pay them then?! I could understand if I was months and months behind on payments, but not 3 days. Call my cell phone all you want, but it is absolutely ridiculous and uncalled for to have your so-called customer service reps relentlessly calling my place of employment after only 3 days. I always pay my bills, sometimes I am up to a week late, but my bills always get paid within 7 days of the due date and I have never ever had a creditor call me at work. And if I recall correctly in the loan terms there was something about a 10day grace period? So if you are going to call someone at work, shouldn’t you at least wait that long?! So stay away from this company and look for a loan elsewhere unless you enjoy being harassed about your personal financial matters in front of your co-workers, customers, and manager at your job.
- ZKzeituni kiprotichAug 1, 20245.0They are very professional people
- EREden RosarioJun 2, 20245.0Austin really understood my situation & went above and beyond to refinance my car. He advocated for me with my previous auto finance company and was even able to get me a loan on top of that. I highly recommend this place. (They didn't ask for a review btw)
- MYMatilda YazzieJan 11, 20244.0Nice quiet and efficient.
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers personal loans including bill consolidation, home improvement, vacations, car purchases and repairs, emergency loans, holiday loans, K-12 school loans, and auto-secured loans.
How long does it take to receive funds after loan approval?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close your loan at a physical Republic Finance office, you receive your funds the same day via paper check.
What is the difference between pre-qualifying for a loan and applying for one?
Pre-qualification provides an estimate of loan terms you may qualify for. Final approval and terms depend on completing a full loan application.
Can I refinance my existing loan at Republic Finance?
Yes, refinancing replaces your existing loan with a new one potentially having a new interest rate, revised terms, and repayment timeline.
What happens if I miss a loan payment?
Missing a payment may result in a late charge. For details about late charges, contact your local branch or refer to your loan documents.
What are the operating hours of the Republic Finance Glendale AZ location?
The Glendale AZ office is open Monday through Friday from 8:00 AM to 5:00 PM, and is closed on weekends and certain holidays like November 27 and December 25.
Where is Republic Finance located in Glendale, AZ?
Republic Finance is located at 7942 W Bell Rd, Ste C4, Glendale, AZ 85308, USA.
How can customers benefit from the nearby OfficeMax locations?
Customers can visit nearby OfficeMax stores for office supplies, printing services, and tech support, which could be helpful before or after visiting Republic Finance for any paperwork or business needs.
Are there nearby dining options around Republic Finance in Glendale?
Yes, nearby dining options include Blimpie sandwich shop, Einstein Bros. Bagels for coffee and bagels, Cutting Board Resurfacing offering Middle Eastern and vegetarian dishes, and Raising Cane's fast food chicken restaurant.
What nearby services can assist with legal or financial matters?
Harris and MacNeil provides legal services including collection agency assistance, and Creative Solutions Accounting offers tax and accounting services close to Republic Finance, which may be useful for financial planning.