ATM Malfunction and Unprofessional Conduct ~ I am writing about an incident that occurred at this branch involving a malfunctioning ATM and unprofessional manner in which the situation was handled by a rude branch staff.
On the day in question, I attempted to deposit $1,000 at the ATM on behalf of my daughter so she could pay her tuition and begin classes. During the transaction, the ATM accepted $600 and returned $400. No receipt was issued, and the $600 deposit did not post to my daughter’s account.
I immediately entered the branch to report the ATM malfunction. I was not requesting access to my daughter’s account information, only attempting to notify the bank of the issue so it could be addressed promptly. The individual who identified himself as the manager initially refused to assist me, stating that he could not discuss my daughter’s account. However, he then claimed he would complete a dispute form, said it would be sent to my daughter, and stated that within 24 hours the $600 would be credited to her account. He further stated that if my claim was untrue, the bank would withdraw funds from my daughter’s account to recover the $600. This statement made me feel as though I was being accused of dishonest or fraudulent behavior.
Despite earlier citing privacy concerns, the manager proceeded to ask personal questions, including the amount of my daughter’s tuition, which I found inappropriate and inconsistent with his prior statements. After leaving the bank, I informed my daughter that correspondence regarding the dispute would be sent to her. When we later returned to the branch together, we discovered that the dispute had not been filed, despite the manager’s earlier claim. During this time, the bank contacted my daughter stating that a dispute could not be initiated without her authorization, directly contradicting what I had been told.
This experience left me feeling disrespected, misled, and treated like a criminal for simply reporting an ATM error. I have been a loyal customer of this bank for many years, dating back to when my children were young. I have never experienced this level of disrespect or lack of professionalism.
Additionally, this incident reflects a broader concern I have observed at this branch. The bank has increasingly imposed intrusive and unnecessary questioning when customers withdraw larger amounts of their own money, including asking what the funds will be used for. These practices feel unprofessional and have significantly eroded my trust in the institution.
Due to the handling of this matter, the misleading information provided, and the overall lack of professionalism, my family and I are now considering closing multiple accounts. I expect this complaint to be taken seriously, the ATM issue to be properly investigated, and appropriate corrective action to be taken to ensure other customers are not subjected to similar treatment. The money has not been returned as of yet. Branch staff were dismissive and failed to actively listen, repeatedly attempting to mischaracterize my statements and minimize the severity of the ATM malfunction by changing or disputing the amount of money the ATM accepted.