Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers personal loans including auto-secured loans, bill consolidation, emergency loans, holiday loans, home improvement loans, K-12 school loans, vacation loans, and general personal loans.

Pre-qualification provides an estimate of loan terms based on your credit and information provided, but final approval requires a full loan application.

The office is located at 1880 S Alma School Rd, Ste 3, Chandler, AZ 85286-7074.

The office is open Monday through Friday, from 8:00 AM to 5:00 PM, and closed on Saturdays, Sundays, and holidays like November 27 and December 25, 2025.

If you qualify for electronic funding, funds are deposited within 1-2 business days; if closing at the office, you receive a paper check the same day.

You may be charged a late fee. Contact your local branch or check your loan documents for details about late payments and charges.

You can visit nearby spots like Lisa Nail Salon for beauty services, Blackbird Music for live music and art, and Barro's Pizza for a quick meal.

Yes, Mountainside Fitness and Vibetality yoga studios are nearby if you want to relax or get a workout before or after your visit.

Nearby dining includes Paris Banh Mi for Asian cuisine, Burger King for fast food, and Barro's Pizza if you want pizza.

Yes, Chevron gas station offers automotive needs and convenience store items, and Western Union provides money transfer services nearby.