Credit UnionATMBankFinancial PlannerCar Finance and Loan CompanyDesert Financial Credit Union
Located on the Southeast corner of Ray Road and Dobson Road. *ATM open 24/7.
Since 1939, we’ve helped thousands of members save money and achieve their dreams. We’ve grown from a small credit union serving the educational community to the Valley’s largest credit union, dedicated to serving Arizona residents statewide.
Keep charging me $5 for cashier's checks when I have had an account since the 90s with them. When asked to wave it they usually do but the ones that don't stare I have to have an old account. Like how old does a 90s account have to be?
LL
Life Is A Laugh
Nov 29, 2025
1.0
Unfortunately I made the choice to make Desert Financial my main bank because now I cannot access my money. As a disable veteran I find it horrific that this bank has not only kept my benefits from me but they refuse to answer the phone. Navy Federal has a dedicated team to handle banking issues even during the weekend, looks like I will be going back to them. Not even 30 days yet and desert financial has already messed up my banking and personal finances. I cant even take legal action because I have no access to my money. Go ahead Desert Financial, call me out so I can show you where you dropped the ball and horrifically destroyed my chances of feeding my children until you idiots open up on monday. Thank you for my service, because Desert Financial has horrible service and banking standards, thank you for making my life worse. Oh and Karli Richards is the one who forgot to mention the pin code information or apparently didnt want to link it or whatever, maybe she should not flirt with male customers in front of their spouses and pay attention to her job. This has been one horrifying experience after another with this bank.
P.S. Hopefully Desert Financial responds with the basic "call this number" which doesnt connect to anyone as the only way to talk to anyone who works for Desert Financial one must go into the bank during the four hour time window they are regularly open.
NK
Nana Kk
Nov 12, 2025
1.0
Horrible experience! The person I worked with was little to no help and the manager had no experience and had no idea what she was doing. I’ve been to this bank one time years ago and today just reminded me why I never should have come back here. Get new staff here asap!
LC
Laura Cox
Nov 7, 2025
5.0
Excellent service! I have been a member since 1984.
KG
Kyleigh Green
Sep 26, 2025
5.0
I can’t say enough good things about Athyna Galaviz at Desert Financial. After a nightmare experience with Right Toyota over my 2022 Tacoma lease buyout Athyna was the one person who stepped in and made the process clear, honest, and doable.
She took the time to walk me through every step even when the dealership kept throwing obstacles in the way and she never once made me feel brushed off or pressured. Athyna explained things in plain words, kept me updated, and made sure I had the right paperwork lined up with Toyota Financial so I could finalize my buyout fairly.
What stood out most was her professionalism and patience. Even after five years of experience she admitted this was one of the most unnecessarily complicated cases she had seen but she never gave up. She went above and beyond to get my loan funded quickly and even helped ensure I got my down payment back.
If you need someone who will advocate for you and actually care about getting things right, Athyna is that person! She turned an awful situation into a resolved one, and I’m so grateful for her help!
Frequently Asked Questions About Desert Financial Credit Union - Chandler Ray Road
Where is Desert Financial Credit Union Chandler (Ray Road) located?
Desert Financial Credit Union Chandler (Ray Road) is located at 1949 W. Ray Rd., Ste. 34, Chandler, AZ 85224, at the southeast corner of Ray Road and Dobson Road.
What are the regular business hours for this Desert Financial Credit Union branch?
The branch is open Monday to Friday from 9:00 AM to 6:00 PM, Saturday from 9:00 AM to 1:00 PM, and closed on Sundays.
Is the ATM at this location available 24/7?
Yes, the ATM is open daily 24/7 for your convenience.
Does Desert Financial Credit Union Chandler (Ray Road) offer services in languages other than English?
Yes, the branch offers services in both English and Spanish.
What types of products and services does Desert Financial Credit Union offer at this branch?
They offer checking and savings accounts, loans, mortgages, auto loans and refinancing, home equity lines of credit (HELOC), as well as business banking, insurance, investments, and notary services.
Is the Desert Financial Credit Union branch at Ray Road wheelchair accessible?
Yes, the branch has a wheelchair accessible entrance to accommodate all members.
Are there mobile apps available to access Desert Financial Credit Union services?
Yes, Desert Financial offers mobile banking apps for both Android and iOS platforms.
Which nearby places can customers visit before or after banking at Desert Financial Credit Union Chandler (Ray Road)?
Customers might enjoy visiting nearby places such as F45 Training Chandler North for fitness, Patent 139 Brewing Co. for a brewery and pub experience, or Sprouts Farmers Market for organic grocery shopping, all conveniently close to the branch.
What nearby food and dining options are available close to this credit union?
Nearby dining options include Honmachi Restaurant (Asian cuisine), Nate's Third Base (bar), Cold Stone Creamery (ice cream and smoothies), and Pita Jungle (Mediterranean and Greek), ideal for grabbing a meal or snack before or after your visit.
Are there other services like pet care or beauty salons near Desert Financial Credit Union Chandler (Ray Road)?
Yes, nearby you can find Earthwise Pet Supply & Grooming, Amethyst Veterinary Clinic, SOHO Hairbar, and Hair by Chelsea Davis for pet and beauty needs around your banking visit.