Business Details
About
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Welcome to First Horizon Bank - located in Pocahontas. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Drive-throughAvailable
- Onsite servicesAvailable
- Free parking lotAvailable
Location
First Horizon Bank - Pocahontas, AR - E Rice St
205 E Rice Street, Pocahontas, AR
72455, United States
Hours
Reviews
3.8
6 reviews
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1 star
1
- NNNikitaAug 27, 20255.0Everyone from management to tellers have been sweet and amazing, and very patient with us.
- KWKatelynn WiserMar 24, 20255.0Sharon is one of the kindest people I’ve ever met and made opening an account there such an easy and pleasant experience!
- BRBeth RoseDec 1, 20211.0The staff is very rude & billing is very incompetent, their mistakes are put on the patient & unfortunately Dr Savu has no clue that he’s paying this billing dept. (to wait a year later & hit the patient with unknown charges & want them to pay a lump sum, before they get any procedure done & refuse to let the patient know this before going in for the procedure, when their prior balance was $0.00) to handle his billing & they have no clue what each are doing nor does the office manager, they are all bullies but yet Dr Savu backs their incompetence & allows billing, who all of sudden decide to do their jobs in Dec.,for end of the year for the prior year 😳 Who does this? Do they not know how to write off & make adjustments for 2020 & address the patient at that time 🤷♀️ Totally ridiculous & is NOT & shouldn’t be the patients fault nor should the patient have to suffer & their procedure be cancelled because none of the billing is on the same page.. I was told 3 different amounts before my procedure & than they cancelled my procedure anyway..Apparently they have 2 different billing methods that the billing can’t even get straight lol I finally said I’ll just do my MVA instead & forget about the rest, they denied me that as well..BAD BUSINESS!!!
Frequently Asked Questions About First Horizon Bank - Pocahontas, AR - E Rice St
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular business hours for First Horizon Bank - Pocahontas on weekdays?
First Horizon Bank - Pocahontas is open from 8:30 AM to 4:30 PM Monday through Thursday, and until 5:00 PM on Friday.
Does the bank offer drive-through services and what are the drive-through hours?
Yes, the bank has a drive-through service open from 8:30 AM to 5:00 PM Monday through Friday, and on Saturday from 9:00 AM to 12:00 PM. It is closed on Sunday.
Can I open a personal checking account online or do I need to visit a banking center?
You can open a personal checking account online or visit one of their banking centers to apply in person.
What do I need to bring to open a personal checking account at First Horizon Bank?
You need a $50 minimum opening deposit, Social Security number, date of birth, and personal identification such as a driver’s license, passport, or state-issued ID.
What types of mortgage loans does First Horizon Bank offer?
First Horizon Bank offers fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans to suit various financial needs.
Is there a mobile app available for mobile banking with First Horizon Bank?
Yes, First Horizon offers a Mobile Banking app available on both the Apple App Store and Google Play Store to access digital banking services easily.
Can First Horizon Bank assist first-time homebuyers with mortgage programs?
Yes, the bank offers several programs for first-time homebuyers, including FHA loans and options with lower down payment requirements. Mortgage specialists are available to help explore these options.
What nearby parks can customers visit before or after visiting First Horizon Bank?
Customers can visit nearby parks such as River Front Park and Black River Overlook Park for outdoor activities and scenic views along the river.
Are there other banks close to First Horizon Bank in Pocahontas?
Yes, nearby banks include IBERIABANK, Farmers and Merchants Bank, Integrity First Bank, and Bank of Pocahontas, offering customers multiple banking options in the area.
What local businesses or amenities are near First Horizon Bank that customers might find useful?
Nearby amenities include Copperhead Coffee House for coffee and snacks, Futrell Pharmacy for medical needs, Timeless Books for reading materials, and Living Water’s Grocery for shopping.