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Welcome to First Horizon Bank - located in Vestavia Hills. Since 1864, we’ve been a bank you can count on. Our financial foundation is so steady you can build a house on it. Mortgage loan included. Our commitment to you has won some pretty big awards. Like Forbes World’s Best Banks. Stop by today and tap into local decision-makers who actually get where you’re coming from. And a go-to banker who is always just a call away.
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- Free parking lotAvailable
- Free street parkingAvailable
Location
First Horizon Bank - Vestavia Hills, AL - Montgomery Hwy
613 Montgomery Highway, Vestavia Hills, AL
35216, United States
Hours
Reviews
3.8
4 reviews
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1
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1 star
1
- XCXiu ChenOct 6, 20235.0Good service . Everyone is nice and friendly !
- SJSam JohnsonApr 12, 20191.0Discrimination at it finest, my husband came in to cash a check this morning and was assisted by Amber the assistant branch manager. The check was drawn on this bank which is the only reason he came here to begin with; she proceeds to “verify” the check and takes another “verification” step after his two forms of identification were provide by calling the owner of the business and then calling the other owner under the pretense that the printed business not handwritten check “looks” different for this business, might I add this particular location for the business has been open approximately 3 weeks and most employees are paid via direct deposit. Then she attempted to justify her actions after realizing that her conversation had been heard. He felt as if the “check” didn’t look different, the “individual”cashing it looked different as he was dressed in plain clothes vs a suit and tie he’d typically have on. In my 16 plus years in banking and him being a successful realtor in the state have never seen or been treated as such by a financial institution; iberiabank is forever off the table for us to consider using for any of our clients or our own financial needs. That will not have any effect on the quarterly earnings of this business but I hope and pray it has an affect on your conscience on how you treat people whose skin color may be different Ms Amber. All for a check under 2k. Definitely a coaching opportunity Iberiabank management team! Respectfully Submitted The Johnsons’
- DSDemetrius D Maynard SrApr 20, 20175.0Clabe Dobbs (Branch Manager) is the man !!!! Excellent Customer Service
- KWKORMAN “THATGUY” WARRENMar 11, 20174.0Don't know much about it
Frequently Asked Questions About First Horizon Bank - Vestavia Hills, AL - Montgomery Hwy
What do I need to open a personal checking account?
$50 minimum opening deposit
Social Security number
Date of birth
Personal identification such as a driver’s license, passport, state or government-issued ID
Can I open a personal checking account online?
Yes. Alternatively, you can visit one of our banking centers to apply in person.
Is there a limit on the number of transactions I can make with a personal checking account?
No, there is no limit on the number of transactions.
What are the first steps in the home buying process?
The first steps include assessing your financial situation, getting pre-qualified for a mortgage, and determining your budget. It's also important to start researching neighborhoods and listing your home preferences. First Horizon's mortgage specialists can guide you through these initial steps.
How long does it take to buy a home?
The home buying process typically takes between 30 to 60 days from making an offer to closing. This timeline can vary based on factors such as market conditions, the efficiency of your lender, and the specifics of the transaction.
What is mortgage prequalification and why is it important?
Mortgage prequalification involves a lender reviewing your financial information to determine your loan eligibility and providing a prequalified letter. This letter strengthens your offer on a home by showing sellers you are a serious and qualified buyer.
What types of mortgage loans are available through First Horizon?
First Horizon offers a variety of mortgage loans, including fixed-rate mortgages, adjustable-rate mortgages (ARMs), FHA loans, VA loans, and jumbo loans. Each type has different benefits to suit diverse financial needs.
Can First Horizon help with financing for first-time homebuyers?
Yes, First Horizon offers several programs designed to assist first-time homebuyers, including FHA loans and other options with lower down payment requirements. Our mortgage specialists can help you explore these programs and find the best fit for your needs.
How do I know if mortgage loan refinancing is right for me?
Refinancing may be beneficial if current interest rates are lower than your existing rate, if you want to switch from an adjustable-rate mortgage to a fixed-rate mortgage, or if you need to tap into your home’s equity. Our mortgage specialists can help you evaluate your situation.
What types of small business loans do you offer?
There are many different types of small business loans available, including small business term loans, lines of credit and real estate loans. Talk to a banker today to review your options.
What are the qualifications for a small business loan?
The loan requirements for a small business loan will vary, depending on the loan type and other factors. Here are some things to consider when applying:
Business Plan: Craft a thorough business plan outlining your goals, market analysis, financial projections, and how the loan will be utilized. A well-prepared plan demonstrates your business's viability.
Loan Purpose: Clearly articulate the purpose of the loan and how it will benefit your business. Whether it's for expansion, equipment purchase, working capital or other needs, provide specific details to support your application.
Collateral: Some loans require collateral. If your loan requires collateral, be prepared to offer assets such as real estate, equipment or inventory.
Credit History: Your personal and business credit scores play a significant role. Aim for good scores to enhance your eligibility.
Cash Flow: Lenders assess your business's cash flow to determine your ability to repay the loan. Positive cash flow and consistent revenue are essential indicators of financial stability.
Industry Experience: Your industry expertise and a track record of success can help strengthen your application.
Debt-to-Income Ratio: Lenders evaluate your debt-to-income ratio to gauge your ability to manage additional debt payments. Maintaining a healthy ratio improves your chances of loan approval.
Legal Compliance: Ensure your business complies with all legal and regulatory requirements, including licenses, permits and registrations.
Relationship with Lender: Building a positive relationship with your lender can be advantageous. Regular communication and responsible financial management can help expedite the process.
How long does it take to get a small business loan?
As soon as you recognize the need for funds and can gather the necessary documentation, contact your banker to get the process started. The length of the loan application process is dependent on the complexity of the loan.
What are the regular drive-through hours at First Horizon Bank in Vestavia Hills?
The drive-through is open Monday to Friday from 8:30 AM to 5:00 PM and closed on Saturdays and Sundays.
What are the lobby hours for First Horizon Bank at Montgomery Hwy?
Lobby hours are Monday to Thursday from 9:00 AM to 4:00 PM, and Friday from 9:00 AM to 5:00 PM, closed on weekends.
What documents do I need to open a personal checking account at First Horizon Bank?
You need a $50 minimum deposit, Social Security number, date of birth, and personal ID such as a driver's license or passport.
Can I open a personal checking account online with First Horizon Bank?
Yes, you can open a personal checking account online or visit one of their banking centers to apply in person.
What types of mortgage loans are offered by First Horizon Bank?
They offer fixed-rate, adjustable-rate, FHA, VA, and jumbo loans to meet diverse financial needs.
Does First Horizon Bank provide assistance programs for first-time homebuyers?
Yes, they offer programs including FHA loans and options with lower down payments, guided by mortgage specialists.
What small business loan options does First Horizon Bank offer?
Options include term loans, lines of credit, and real estate loans, tailored to your business needs.
How can I reach First Horizon Bank in Vestavia Hills for customer service?
You can call their main phone at +1 205-803-5980 or email customerservice@firsthorizon.com.
What nearby dining options can I visit before or after banking at First Horizon Bank?
Nearby restaurants include Klingler's Cafe, Donatos Pizza, The Palm & Pig barbecue restaurant, and The Local - Bourbon House & Eatery, offering a variety of meal choices around the bank.
Are there convenient services near First Horizon Bank for everyday needs?
Yes, nearby services include Mattress Firm for retail, VIP Nails & Spa for beauty, Marc-1 Car Wash and Mister Car Wash for auto care, and Sharp Cleaners for laundry.
What nearby financial institutions are close to First Horizon Bank vestavia Hills?
Nearby banks include Iberia Bank and another First Horizon Bank location for additional banking options.