Business Details
About
Loan Agency
Heights Finance in Valley, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
145 reviews
5 stars
139
4 stars2
3 stars0
2 stars0
1 star
4
- KCKwane Cofield4 days ago5.0great help.
- ARAmy RobinsonSep 25, 20255.0Fast and friendly service
- BBBlake BradleySep 15, 20255.0Very professional and fast!! Highly recommended
- MAmeriel AverySep 11, 20255.0I have been doing business with Covington credit for several years and the service has always been great. I would recommend them to anybody to try them first.
- BBBrice BozemanAug 27, 20255.0Kaylee Manley was excellent! Super fast and professional!!
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Valley, AL offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation loans, and more, with loan amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or by visiting their branch in Valley, AL. The process is made fast and easy.
What do I need to bring when applying for a loan?
Bring two forms of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Does Heights Finance require good credit to approve a loan?
Good credit helps, but they consider multiple factors. You may still qualify without stellar credit; the best way to find out is to apply.
What are the loan terms and interest rates at Heights Finance?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about specific loan options and rates.
What collateral can I use for a secured loan at Heights Finance?
Collateral may include household goods or titled items like a car, boat, or motorcycle. Please visit the branch to determine the best option for your loan.
What are the business hours for Heights Finance in Valley, AL?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is there parking and wheelchair access available at Heights Finance?
Yes, Heights Finance has onsite parking and a wheelchair accessible entrance for your convenience.
What nearby places can I visit when I come to Heights Finance?
Nearby places include the H Grady Bradshaw Library and Cobb Memorial Archives for community and historical interests, and Arby's if you'd like to grab a quick meal before or after your visit.
Are there banking services near Heights Finance in Valley, AL?
Yes, nearby you can find Capital City Bank, Charterbank, CenterState Bank, and SouthState Bank for additional banking and financial services.
Where can I fuel my vehicle near Heights Finance?
Murphy USA gas station is located nearby for your automotive fuel needs, and you can also find auto parts at Advance Auto Parts close to the location.