Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidations, home improvements, vacations, car purchases and repairs, emergency and holiday loans, among others.

You can get an estimate of loan terms by pre-qualifying online based on your credit and personal information, but final approval requires a full loan application.

Interest rate refers to the cost percentage for borrowing money, excluding fees. APR includes the interest rate plus fees like origination or documentation fees, so it's typically higher.

The office is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays and Sundays.

It's located at 7402 AL Highway 69 South, Suite F, Tuscaloosa, AL 35405, USA.

If you qualify for electronic funding, funds are deposited within 1-2 business days; if applying in person, you receive a paper check the same day.

You may incur a late charge for missed payments; details about charges are available through your local branch or loan documents.

Nearby Snap Fitness is a convenient gym if you want to work out before or after your visit to Republic Finance.

Jimmy John's sandwich shops are close by, offering convenient places to grab a meal when visiting the area.

Yes, Rhodes & Rhodes Family Dentistry and Tuscaloosa Family Dental are nearby, providing dental care options if you have appointments around your financial visit.