Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Troy, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.9
92 reviews
5 stars
88
4 stars
2
3 stars0
2 stars0
1 star
2
- GBGeorgie BakerSep 11, 20255.0Long story short, I'm giving ⭐️⭐️⭐️ because 5 just isn't enough!! I highly recommend taking your business here!!!
- MBMarla BoykinJan 31, 20255.0I would recommend this branch to anyone! The staff is very friendly and professional! Stefiane is a really sweet lady!
- DTDemarco TarverAug 26, 20225.0Good customer service and everything was done professionally
- BJBrianna JonesDec 10, 20215.0Such a great branch! The ladies that work there are so efficient! They all such positive attitudes and explain the loan process so well. This was an amazing experience. These ladies really care about their job and the customers!! 10/10!
- AGAngela GoldenAug 19, 20171.0Impossible to pay online.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Troy, AL offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, and emergency loans with amounts up to $10,000.
How can I apply for a loan with Heights Finance?
You can apply online, in a branch, or by phone. The application process is designed to be fast and easy with support from friendly representatives.
What documents are needed to apply for a loan?
Bring two sources of information for verifying identity, residence, and income such as government-issued IDs, proof of income, utility or bank statements.
Do I need good credit to qualify for a loan at Heights Finance?
Good credit helps but is not always required as decisions are based on multiple factors. Applying is the best way to determine qualification.
What are the hours of operation for Heights Finance in Troy?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Does Heights Finance have wheelchair accessible entrances and onsite parking?
Yes, Heights Finance in Troy offers wheelchair accessible entrances and onsite parking for customers.
Are there other services available for loan refinancing or payments?
Yes, loan refinancing may be available for current customers, and payments can be made online, via mobile app, or at the branch using various methods.
What are some nearby places I can visit around Heights Finance in Troy?
Nearby businesses include Anytime Fitness gym, Rodeo Mexican Restaurant, and Troy Bank & Trust. Customers can visit these for fitness, dining, or banking needs before or after their loan visit.
How can nearby businesses like Troy Automotive Group benefit Heights Finance customers?
Customers seeking auto loans at Heights Finance might find visiting Troy Automotive Group useful for purchasing or servicing vehicles nearby.
Where can I find convenient shopping options near Heights Finance in Troy?
Discount and department stores like Dollar General, Big Lots, and Citi Trends are nearby for customers to shop conveniently while visiting Heights Finance.