Republic Finance

Yes, it is a real loan check!  A loan check is a pre-approved loan offer. Click here for more information about our loan checks.

The interest rate deals with the costs you will pay to borrow money. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be higher than your interest rate.

Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be included in the loan amount of your refinanced loan along with any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law.

If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2 business days. When closing a loan in a physical Republic Finance office location, you will receive your funds the same day in the form of a paper check.

The size of your loan approval depends on many factors, such as state of residence and income. However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.

If you do not make your payments on time, you may be charged a late charge. You can call your local branch or refer to your loan documents for details about late charges, including the amount.

Republic Finance offers various personal loans including bill consolidation, home improvement, vacations, car purchases, car repairs, and emergency loans.

Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval requires completing a full loan application.

Yes, loan checks are pre-approved loan offers from Republic Finance and are legitimate.

Interest rate is the percentage charged to borrow money, excluding fees. APR includes the interest rate plus other fees such as origination and documentation fees, resulting in a higher overall percentage.

Refinancing replaces your existing loan with a new one potentially having a different interest rate, terms, and repayment timeline, including the remaining balance and any applicable fees.

If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close your loan at the Saraland office, you receive a paper check the same day.

The Saraland branch is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.

Republic Finance is located at 801 Hwy 43 South, STE D, Saraland, AL 36571. You can reach them by phone at +1 251-675-4428 or visit their website for more information.

Nearby you can find dining options like Huddle House, Wendy's, KFC, and Waffle House, as well as stores like Cato Fashions and Hibbett Sports, perfect for shopping before or after your visit.

While specific transit stations are not listed, landmarks like the City of Saraland and popular spots such as Eva Nails and Curves gym are nearby, helping you locate Republic Finance more easily.