Business Details
About
Loan AgencyInvestment ServiceRepublic Finance
At Republic Finance, we've been helping customers meet their financial needs since 1952. Get the funds to begin living your dreams. Get started today! 70+ years exp. Helpful resources. Customer-centered. Nearly 370,000 customers. Flexible lending options.
Details
- Onsite servicesAvailable
Location
Hours
Reviews
4.3
12 reviews
5 stars
9
4 stars
1
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1 star
2
- ALAuretha LaddApr 10, 20255.0Your team in Saraland so amazing felecia is a big help she do everything in her power to help but for the most part they all are so nice great personality
- ADAmy DurdenAug 20, 20241.0I was next door when I seen a man come out of the this building and walked around my vehicle taking pictures! I assume there was someone else with a white SUV wanting a loan. My concern is if you can’t even get the correct vehicle someone came in to finance or get a loan on. The other vehicles beside me where’s even the same make or models. I’ll be watching my credit and info for any fraud that happens
- CNCarmen NickelsonDec 17, 20191.0The worst company ever! I was not informed truthfully at all about my loan. I would not recommend to anyone. A lot of false information given. Each person that I have spoken to gives different information!
Frequently Asked Questions About Republic Finance
What does Republic Finance do?
At Republic Finance we have been helping our customers meet their financial needs and life goals
since 1952. We offer personal loans from bill consolidations, home improvements, vacations, car
purchases, car repairs, and other unplanned expenses, we're here to help you!
What is the difference between pre-qualifying for a loan and applying for a loan?
Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the
information you provide. Final approval and loan terms are contingent on completion of a full loan
application.
I received a loan check in the mail, is it real?
Yes, it is a real loan check! A loan check is a pre-approved loan offer. Click here for more information
about our loan checks.
What is the difference between interest rate vs APR?
The interest rate deals with the costs you will pay to borrow money. The interest rate only includes
the interest percentage you will be charged for borrowing the money and does not include any other
fees you might be required to pay on the loan.
The Annual Percentage Rate (“APR”) is not the same as the interest rate. The APR is the interest rate
plus the fees you may be required to pay on the loan (i.e., origination fees, closing fees, documentation
fees, and other finance charges) and is expressed in terms of a percentage rate. The APR will typically be
higher than your interest rate.
What does it mean to refinance my loan?
Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate,
revised terms, and/or revised repayment timeline. The remaining balance of your former loan will be
included in the loan amount of your refinanced loan along with any loan origination fees and voluntary
insurance products you agree to purchase, if allowed by state law.
How long does it take to get money from Republic Finance?
If you qualify for electronic funding, the funds will be deposited in your bank account within 1-2
business days. When closing a loan in a physical Republic Finance office location, you will receive your
funds the same day in the form of a paper check.
How much can you borrow from Republic Finance?
The size of your loan approval depends on many factors, such as state of residence and income.
However, the largest loan amount you can pre-qualify for online with Republic Finance is $10,000.
What happens if I miss a payment with Republic Finance?
If you do not make your payments on time, you may be charged a late charge. You can call your local
branch or refer to your loan documents for details about late charges, including the amount.
What types of loans does Republic Finance offer?
Republic Finance offers various personal loans including bill consolidation, home improvement, vacations, car purchases, car repairs, and emergency loans.
How does pre-qualification for a loan differ from applying for one at Republic Finance?
Pre-qualification provides an estimate of loan terms you may qualify for based on your credit and information provided. Final approval requires completing a full loan application.
Is a loan check received in the mail from Republic Finance legitimate?
Yes, loan checks are pre-approved loan offers from Republic Finance and are legitimate.
What is the difference between interest rate and APR on Republic Finance loans?
Interest rate is the percentage charged to borrow money, excluding fees. APR includes the interest rate plus other fees such as origination and documentation fees, resulting in a higher overall percentage.
What does refinancing my loan with Republic Finance mean?
Refinancing replaces your existing loan with a new one potentially having a different interest rate, terms, and repayment timeline, including the remaining balance and any applicable fees.
How quickly can I get my loan funds from Republic Finance?
If you qualify for electronic funding, funds are deposited within 1-2 business days. If you close your loan at the Saraland office, you receive a paper check the same day.
What are Republic Finance's hours of operation in Saraland, AL?
The Saraland branch is open Monday through Friday from 8:00 AM to 5:00 PM and closed on Saturdays, Sundays, and major holidays like Thanksgiving and Christmas.
Where is Republic Finance located in Saraland, and how can I contact them?
Republic Finance is located at 801 Hwy 43 South, STE D, Saraland, AL 36571. You can reach them by phone at +1 251-675-4428 or visit their website for more information.
What nearby places can I visit around Republic Finance in Saraland?
Nearby you can find dining options like Huddle House, Wendy's, KFC, and Waffle House, as well as stores like Cato Fashions and Hibbett Sports, perfect for shopping before or after your visit.
How can nearby transit or places help me find Republic Finance in Saraland?
While specific transit stations are not listed, landmarks like the City of Saraland and popular spots such as Eva Nails and Curves gym are nearby, helping you locate Republic Finance more easily.