Business Details
About
Loan Agency
Heights Finance in Saraland, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
3.8
18 reviews
5 stars
12
4 stars
1
3 stars0
2 stars0
1 star
5
- DMDemarcus MccaskillOct 16, 20251.0Call my phone with a attitude I will never go back there i rather be homeless instead of getting anything from them again saraland location
- BLBarbara LEEMar 18, 20255.0I feel like I have been privileged in meeting and talking to the representatives working with 1ST Heritage Credit in Saraland Al. Their customer service is amazing. Their customer service by phone is above and beyond what is expected. They’re extremely professional with kindness and care. You’re treated with respect and understanding. It’s the best place to assist you with your financial needs. I want to say Thank you to all of them.
- CKCassandra KnightNov 22, 20245.0absolutely love 1st heritage. very friendly . highly recommended when you need a little extra cash. hannah is absolutely amazing. she has gone above and beyond to help me with what i needed . if i could give 10 stars i would
- EEej ekJul 11, 20171.0This place is the worst please do not take your business there ever. The interest rates are very high and the staff are very rude. One of the managers Kelly is a harasser and I have never dealt with such. They call from personal cell phones and text all time of night acting like they know you personally. They come to your house on the weekends and if you are not there they will go to your neighbors to look for you.
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Saraland offer?
Heights Finance offers personal loan options including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance Saraland?
You can apply online, by phone, or directly at the branch without needing an appointment.
What documents do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued ID, proof of income, or utility statements.
Does Heights Finance require good credit for a personal loan?
Good credit helps but is not required; decisions are based on multiple factors and you may qualify even without stellar credit.
What are the payment options for loan repayment?
Payments can be made online, via mobile app, automated bank payments, check, money order, or debit card through your local branch.
What are the business hours of Heights Finance Saraland branch?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is the Heights Finance Saraland branch accessible and does it have onsite parking?
Yes, it has a wheelchair accessible entrance, onsite services, and onsite parking available.
Are there other financial service providers near Heights Finance Saraland?
Yes, nearby financial services include First Heritage Credit, 1st Heritage Credit, H&R Block, Western Union, and Advance America, which can offer additional options for your financial needs.
What nearby amenities can I visit before or after my appointment at Heights Finance Saraland?
Nearby amenities include Saraland Pharmacy for medical needs, Rouses Markets for groceries, and Visions Hair Salon or Amy McDade Hair if you want to get a haircut or beauty treatment.
How can the nearby Saraland Public Library and North Mobile YMCA enhance my visit to Heights Finance?
You can visit Saraland Public Library for quiet reading or resources and North Mobile YMCA for fitness activities, making your day more productive around your loan appointment.