Heights Finance in Prattville, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Thanks kassey. You was awesome. You must go see her
LO
Lena Ott
Jun 3, 2025
5.0
Casey, Cindy and Heather they are the sweetest women that I know and I would recommend anyone that needs help or anything go see my sweet and lovable women at 1st Heritage in Prattville Al and tell them Lena Ott sent you!!! And today really help me out a lot and I don’t know what I would have done if they didn’t stay on top of my account and really they are a god sent
AA
Asia
Jul 29, 2023
1.0
Myra instructed me to stop by and that she would be at the building on 7/29. I do not live in Prattville so I had to waste my gas to come out. Myra stated that the building is open on the last Saturday of each month and that because I work the same hours as the business, I would be able to come in today to meet with her. I called and left a message and I emailed her that I was waiting outside the building but received no response. As a college student and full time worker it was a huge inconvenience to come out today to find that I had been lied to while trying to conduct business. This was a very unprofessional experience. I was told that I couldn't be given my account number to be able to pay online "due to the system being down" which I'm sure was also a lie.
VP
Vox Populi
Apr 1, 2020
1.0
Highly discourage. These is not a community first bank.
Hard times? Screw you, pay them.
Seriously though, these people try their hardest not to work with you. They actually brag about having an in-house collection attorney who is directed to garnish wages as a means of recovery. This instead of working to resolve accounts more amicably.
Avoid, if possible.
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance in Prattville, AL offer?
Heights Finance offers personal loans including installment loans, auto loans, debt consolidation, emergency loans, and loan refinancing, with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, visit a branch, or apply by phone. The process is designed to be fast and easy with assistance from friendly representatives.
What do I need to bring when applying for a loan?
Bring two sources of information for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility/bank statements.
Is good credit required to get a loan at Heights Finance?
Good credit helps but is not always required. Loan decisions are based on multiple factors. The best way to find out if you qualify is to apply.
What are the branch hours for Heights Finance in Prattville?
The Prattville branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Does Heights Finance offer wheelchair accessible entrances and onsite parking?
Yes, the Prattville location has a wheelchair-accessible entrance and onsite parking available.
Can I make payments online or via a mobile app at Heights Finance?
Yes, payment options include online payments, mobile app, automated bank payments, check, money order, and debit card payments.
Which nearby restaurants can I visit before or after my appointment at Heights Finance in Prattville?
Nearby dining options include Los Toreros Mexican Grill, Los Toros Mexican Restaurant, Hawaiian BBQ Ramen & Poke, Marco's Pizza, and Wing It On!
Are there any nearby real estate agents or agencies close to Heights Finance?
Yes, nearby real estate services include Chris Glesner - Aronov Realty Brokerage, Inc, Aronov Realty of Prattville, Shana Genenbacher- KW Montgomery, Brandon McIntyre, Realtor - Exit Realty Preferred, Move with Melissa Burge, and Rachel Haslett, EXIT Realty Preferred.
Where can I find financial services and credit options near Heights Finance in Prattville?
Nearby financial services include 1st Heritage Credit and First Heritage Credit, which offer installment loans and bank services.