Business Details
About
Loan Agency
Heights Finance in Phenix City, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.8
234 reviews
5 stars
221
4 stars
5
3 stars0
2 stars1
1 star
7
- SSStatePoem28DGKJan 24, 20235.0Megan was a big help. Best company ever
- EEEbonyJun 10, 20225.0I’ve been dealing with Covington Credit since 2010 I absolutely love them when I’m in need they make it easy to do business with… I highly recommend them !
- JJJessica JohnsonApr 12, 20225.0Bri was very fast and everything was fine professional
- THTrimesha HortonNov 23, 20215.0Amazing customer service I would recommend anyone who is in need of a loan to go here
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What loan options does Heights Finance in Phenix City offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, by phone, or in person at a Heights Finance branch.
What do I need to bring when applying for a loan?
Bring two forms of documentation for identity, residence, and income verification, such as government-issued IDs, proof of income, or utility statements.
Are my chances of getting a loan affected if I have less than perfect credit?
Good credit helps, but decisions are based on multiple factors. You may still qualify even without stellar credit.
What are the business hours of Heights Finance in Phenix City?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and is closed on Saturdays and Sundays.
Is there parking available at the Heights Finance location?
Yes, the branch has onsite parking available for customers.
Can I make loan payments online or through a mobile app?
Yes, payments can be made online, via the mobile app, automated bank payments, checks, money orders, or debit cards.
What nearby restaurants can I visit before or after my appointment at Heights Finance?
Nearby dining options include China Garden, Papa John's Pizza, Taco Bell, Firehouse Subs, Applebee's Grill + Bar, Sharks Fish & Chicken, Slim Chickens, and Hog Rock barbecue.
Are there other financial services available near Heights Finance in Phenix City?
Yes, nearby financial service providers include Jackson Hewitt Tax Service, Covington Credit, and OneMain Financial.
What local shops and services are near Heights Finance for additional customer convenience?
Nearby shops include Belinda Kay's Health Store for vitamins and supplements, Top Nails nail salon, The Optical Shop for eyewear, RadioShack electronics, Shoe Show for footwear, Dollar General discount store, Kmart department store, and FreeUp Storage Phenix City for storage needs.