Business Details
About
Loan AgencySouthern Management Corporation
Heights Finance in Pell City, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
Details
- Requires appointmentNot available
- Onsite servicesAvailable
- On-site parkingAvailable
- Wheelchair accessible entranceAvailable
Location
Hours
Reviews
4.6
9 reviews
5 stars
8
4 stars0
3 stars0
2 stars0
1 star
1
- ANAnne NealJul 3, 20255.0I have had nothing but a very positive experience with First Heritage. Customer Service is top notch and will always work with you on your payment plans. Highly recommend
- PNPatricia NealNov 5, 20245.0Very nice people. Always helpful and professional.
- YHYolande HamiltonAug 29, 20241.0I am extremely dissatisfied with my experience at 1st Heritage Credit. After being informed of my approval, I selected my payment arrangements and obtained full coverage insurance, only to drive 45 minutes to Pell City and be told I needed to retrieve additional paperwork, resulting in a second 45-minute trip. Despite waiting for processing, I received a call stating my approval had been rescinded, leaving me displeased.
- KPKitty PickardFeb 2, 20235.0The best loan company out of all the different loan companies I've been with this one is the best an the only one I'll ever use from here on out
Frequently Asked Questions About Heights Finance
What is an installment loan?
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of loans does Heights Finance offer?
Heights Finance offers personal loans up to $10,000 including installment loans, auto loans, and debt consolidation loans to fit your financial needs.
How can I apply for a loan with Heights Finance?
You can apply online, by phone, or in person at a branch. The process is fast and friendly representatives will assist you with options suited to your situation.
What do I need to bring to apply for a loan?
Bring two sources of information for identity, residence, and income verification such as government-issued IDs, pay stubs, utility bills, or bank statements.
Are good credit scores required for loan approval?
While good credit helps, loan decisions are based on multiple factors and you may still qualify without stellar credit. Applying is the best way to find out.
What are the operating hours of Heights Finance in Pell City?
The branch is open Monday through Friday from 8:30 AM to 5:30 PM and closed on Saturdays and Sundays.
Is the Heights Finance branch accessible for people with disabilities?
Yes, the branch has a wheelchair accessible entrance and offers onsite services with parking available.
Can I make loan payments online or by mobile?
Yes, payments can be made online, via the mobile app, automated bank payments, check, money order, or debit card through your local branch.
Are there other financial services near Heights Finance?
Yes, nearby financial services include 1st Heritage Credit and Liberty Tax Service, which provide loan and tax solutions.
What nearby services can help with car maintenance when visiting Heights Finance?
Nearby auto-related services include KO's Paint and Body Shop, Raindrop Car Wash, Classic Car Wash, and Advance Auto Parts, useful for vehicle repairs and maintenance.
Are there nearby attractions or amenities to visit around Heights Finance?
Visitors can explore nearby places like Great Faith Organics for holistic care, Taco Tuesdays for dining, or Kolectic Treasures Antique Market for shopping.