Heights Finance in Pelham, AL offers personal loan options to fit your financial situation with loans up to $10,000. From installment loans and auto loans to debt consolidation, our friendly representatives are here to help. Apply online, in a branch or by phone today!
The staff is amazing and very helpful. ... Ashleelynn rocks
JL
Jordyn Leath
Oct 29, 2025
5.0
Had a great experience here! Quick and easy.
BM
bobby montgomery
Aug 19, 2025
5.0
I really appreciate the people in the office they're so nice and helpful
KS
Kevin Sullivan
Jan 6, 2025
1.0
Only reason I don’t give them a zero is I can’t. They are hard to do business with. Start calling you if you’re 1 day late. Tomika said don’t put the account number on check. I always put account numbers on my checks
TP
The Real David Thomas and Mayor of Potholesville
Jun 13, 2024
5.0
They were awesome and quick and very professional go see them totodY
An installment loan can be used for a variety of personal reasons, such as paying bills, car repairs, medical expenses, debt consolidation, school expenses, a special purchase or other financial obligations. The amount borrowed is paid back in monthly installments over a fixed period of time.
How does the loan application process work?
We make applying for a loan fast and easy. You can call, stop by the branch or apply online to start the process. We will help you with loan options that fit your situation, your budget and your current needs.
What do I need to apply for a loan?
Please bring two sources of information for identity, residence and income verification. These sources may include government-issued IDs, proof of income, utility or bank statements and others.
Do I need good credit to get a loan?
It helps, but we base our decisions on multiple factors. You may not need stellar credit to receive a loan. The best way to find out if you qualify is to apply today.
How much can I borrow/what are the rates?
Loan terms and rates vary by state and applicant. Please visit a branch to learn more about the loans available.
What can I use as collateral for my loan?
Collateral may include household goods or items that have a title, like a car, boat or motorcycle. To determine which type of collateral is right for your loan, please visit your neighborhood branch.
Can I apply over the phone?
Yes, please call a branch near you to speak with one of our friendly and knowledgeable team members.
Can I refinance my loan?
If you have a current loan with us, you may be eligible to refinance. Please visit a branch and see a team member for details.
What are your payment amounts?
Payment amounts vary based on a number of factors including loan amount, rate, and term. Our team members will work with you to help find loan that may best fit your needs.
Is there a branch near me?
The Heights Finance family of brands has over 350+ branches in Illinois, Indiana, Kentucky, Missouri, Tennessee, Wisconsin, South Carolina, Georgia, Alabama, Mississippi, Texas and Oklahoma.
How can I make payments?
Payment options include online, mobile app, automated payments from your bank acount, check, money order and debit card payments. Please visit or contact your local branch for more information.
What types of personal loans does Heights Finance in Pelham, AL offer?
Heights Finance offers personal loans including installment loans, auto loans, and debt consolidation loans with amounts up to $10,000.
How can I apply for a loan at Heights Finance?
You can apply online, in the Pelham branch, or by phone to start the loan application process.
What do I need to bring when applying for a loan?
Bring two sources of information to verify your identity, residence, and income, such as government-issued IDs, proof of income, or utility statements.
Can I get a loan with less than perfect credit?
Yes, loan decisions at Heights Finance are based on multiple factors, not only credit score. You may qualify even without stellar credit.
What are Heights Finance’s hours of operation in Pelham?
Heights Finance is open Monday through Friday from 8:30 AM to 5:30 PM and closed on weekends.
Is there onsite parking and wheelchair access at the Pelham Heights Finance branch?
Yes, the Pelham branch has onsite parking and a wheelchair accessible entrance for customer convenience.
Are there other financial services near Heights Finance in Pelham?
Yes, nearby you can find First Heritage Credit and Regions Bank for additional banking and financial services.
What dining options are close to Heights Finance in Pelham?
Nearby dining includes Tokyo Express Pelham for Japanese and Vietnamese food, and Bahama Buck's for ice cream treats.
What nearby recreational and wellness spots can I visit around Heights Finance?
You can visit 24e Health Clubs for fitness, Alabama Swim School for swimming lessons, or Glo Tanning for spa services near Heights Finance.
How can I contact Heights Finance’s Pelham branch?
You can call the main phone number at +1 205-823-6611 or visit their website for more information.